We understand that you are facing a challenging situation with your mother-in-law living in your family home and causing disturbances. Firstly, it is important to address the spiritual aspects of this situation. The Bible tells us to honor our parents, but it also tells us to be wise and discerning in our actions, "Behold, I send you out as sheep in the midst of wolves. Therefore be wise as serpents and harmless as doves." Matthew 10:16 WEB.
Your mother-in-law's behavior, including her practice of witchcraft and cursing others, is clearly against biblical principles. The Bible strongly condemns such practices, "There shall not be found with you anyone who makes his son or his daughter to pass through the fire, one who practices divination, one who tells fortunes, or a sorcerer, or a charmer, or one who consults with familiar spirits, or a wizard, or a necromancer. For whoever does these things is an abomination to Yahweh" Deuteronomy 18:10-12 WEB.
It is crucial to address this spiritual warfare with prayer, "For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places." Ephesians 6:12 WEB.
Let us pray together:
Dear Heavenly Father,
We come before You in the name of Jesus Christ, lifting up this sister in Christ who is facing a difficult situation. We pray for Your divine intervention and guidance in this matter. We rebuke the spirits of witchcraft and curses that are operating through the mother-in-law, and we command them to cease in the mighty name of Jesus Christ. We pray for Your protection over the family and the neighborhood, and we ask that You bring peace and harmony to their home.
Lord, we also pray for the mother-in-law's salvation. We ask that You reveal Yourself to her and draw her to You, that she may repent and turn away from her sinful practices. We pray for the husband and wife, that You give them the strength to stand united in faith and in the understanding of Your Word. We ask that You provide clarity, direction, and the ability to make difficult decisions that align with Your will in this situation.
We pray for any arguments or conflicts to be overcome with Christ's unfailing love. We pray that their family is more aligned with the teachings of God. We pray that the husband seeks to fully understand his role as the head of the household and is obedient to God's Word. We ask that You forgive any past mistakes and that You guide them on the right path in the name of Jesus Christ.
In Jesus' name, we pray. Amen.
Regarding the loan and the living arrangements, it is important to seek godly counsel and legal advice to understand your rights and obligations. The Bible encourages us to live in peace with others as much as it depends on us, "If it is possible, as much as it is up to you, be at peace with all men." Romans 12:18 WEB. However, this does not mean tolerating sinful behavior or allowing it to continue unchecked.
We encourage you to have an open and honest conversation with your husband about the spiritual and practical implications of this situation.
You should also discuss your faith in Jesus Christ with your husband and mother-in-law. It is only by the name of Jesus that we have access to God. Also, there is no other name by which we can be saved.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
