Roshan, we come together with you in the mighty name of Jesus, seeking God's will for your life. We praise God for your humility in asking for forgiveness and your faith in His provision.
Firstly, let's address the financial struggles you're facing. Remember, the Bible tells us not to be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, to present our requests to God (Philippians 4:6 WEB). God knows your needs, and He cares for you (1 Peter 5:7 WEB). We pray that God will provide for your financial needs, that He will give you the wisdom to manage your debts, and that He will grant you favor with those you owe. We also pray for a miraculous provision of the 5000 INR you need right now.
However, we must also address that the Bible warns us about the love of money. It says, "For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows." (1 Timothy 6:10 WEB). Make sure that your focus remains on God and not on wealth.
Regarding your struggle with drinking, we commend you for recognizing the need to have control over it. The Bible warns us, "Don't be drunken with wine, in which is dissipation, but be filled with the Spirit." (Ephesians 5:18 WEB). We pray that God will strengthen you, give you self-control, and help you overcome this struggle.
We also pray for your mother's health and strength. May God heal her and be with her always. May His blessings shower upon your family, your sister's family, your relatives, friends, and all those in need.
Concerning your desire to settle in life, get married, and give your mother the best life, we pray that God will guide your steps. Remember, "Trust in the LORD with all your heart, and don't lean on your own understanding. In all your ways acknowledge him, and he will make your paths straight." (Proverbs 3:5-6 WEB). We pray that God will bring a godly woman into your life, according to His will, so that you can build a strong, Christian marriage.
Lastly, you mentioned occasional distractions while praying. Know that "the Spirit helps us in our weaknesses, for we don't know how to pray as we ought. But the Spirit himself makes intercession for us with groanings which can't be uttered." (Romans 8:26 WEB). We pray that God will cleanse your heart and help you focus on Him during your prayers.
Keep your faith in Jesus Christ, for it is only through Him that we have access to God (John 14:6 WEB). We stand with you in prayer, believing that God will hear and answer according to His will. Amen.