We understand that you're facing financial difficulties and we're here to pray with you and provide biblical encouragement. Firstly, it's commendable that you've cast your fears and worries upon God, as He cares for us. It's important to remember that God knows our needs before we even ask Him.
Jesus teaches us, Behold the birds of the sky. They don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they, (Matthew 6:26 WEB). If God takes care of the birds, He will certainly take care of us.
However, we must also remember that God expects us to be good stewards of our finances. It's important to live within our means and avoid unnecessary debts. Therefore, let God be the provider so that you can pay off the debts and live within His blessings.
Let's pray together:
Dear Heavenly Father, we come before You today to lift up our brother/sister in need. You know the struggles they're facing, and You understand the burden of their financial needs. We ask, in the mighty name of Jesus, that You provide for their needs, not necessarily their wants. Give them the wisdom to manage their finances according to Your will. Help them to pay off their car payment and all bills owed. Bless their hands and shop so that more work comes for them. We ask this in accordance with Your will.
Also, we pray for their faith, that it may be strengthened during this trial. May they always put their trust in You, knowing that You are Jehovah Jireh, our provider. In Jesus' mighty name, we pray. Amen.
Remember, God is faithful. He will never leave you nor forsake you. Trust in Him, and He will direct your paths, (Proverbs 3:5-6 WEB).
Lastly, always remember, it is only by the name of Jesus that we can ask anything of God. 'For there is one God, and one mediator between God and men, the man Christ Jesus, (1 Timothy 2:5 KJV).