We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing distress for you and your family. First, we commend you for coming in the name of Jesus, as it is only through His name that we have access to God and salvation. As it is written in Acts 4:12 WEB: "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
In times of financial struggle, it is essential to remember that God cares for us and our needs. Jesus taught us in Matthew 6:25-34 WEB: "Therefore, I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they? Which of you, by being anxious, can add one moment to his lifespan? Why are you anxious about clothing? Consider the lilies of the field, how they grow. They don't toil, neither do they spin, yet I tell you that even Solomon in all his glory was not dressed like one of these. But if God so clothes the grass of the field, which today exists, and tomorrow is thrown into the oven, won't he much more clothe you, you of little faith? Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well. Therefore don't be anxious for tomorrow, for tomorrow will be anxious for itself. Each day's own evil is sufficient."
However, it is also important to address the nature of your request. While God can perform miracles and intervene in our lives, it is crucial to acknowledge that we are responsible for our debts. Psalm 37:21 WEB says, "The wicked borrow, and don't pay back, but the righteous give generously." We should strive to repay what we owe, as it is a matter of integrity and honesty.
Instead of seeking a miracle to close your accounts completely and avoid payments, pray for wisdom, guidance, and provision to manage and repay your debts. God can open doors for you to find better employment, provide for your needs, and help you become debt-free. Proverbs 3:9-10 WEB says, "Honor Yahweh with your substance, with the first fruits of all your increase: so shall your barns be filled with plenty, and your vats shall overflow with new wine."
Moreover, it is essential to address the harassment from debt collectors. You can take practical steps to protect yourself and your family, such as understanding your rights, documenting all communications, and seeking legal advice if necessary. Pray for God's protection and guidance throughout this process.
Let us pray together:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt and facing harassment from debt collectors. Lord, we ask for Your forgiveness of all sins and Your divine intervention in this situation. Grant wisdom, guidance, and provision to manage and repay these debts. Protect our brother/sister and the family from harassment and threats, and guide them through this challenging time. Help them find better employment and become debt-free. Teach them to seek and honor Your Kingdom and righteousness. In Jesus' name, we pray. Amen.