We understand your urgent situation and we are here to intercede and provide guidance according to God's word.
Firstly, let's remember what the Bible says about debts. In Romans 13:8, it is written, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." This reminds us of the importance of repaying our debts and living in a way that reflects God's love.
However, we also know that God cares for us and our anxieties. In Philippians 4:6-7, it is written, "In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus."
Let us pray together:
"Dear Heavenly Father, we come before you today in Jesus' name, lifting up our sister/brother who is weighed down by financial burden and threats from a lender. Lord, we ask that you grant them grace to repay their debts, and wisdom to navigate this difficult situation. We ask that you soften the heart of the lender, that they may act with kindness and patience. We rebuke any intimidation or harassment, and ask that you bring peace and protection to our sister/brother. Thank you, Lord, for you are a God of provision and comfort. In Jesus' name, we pray. Amen."
In addition to prayer, we encourage you to take practical steps. It may be helpful to seek advice from financial counselors or trusted friends. Also, remember that the lender is also a person in need of God's grace. Try to communicate openly and honestly about your situation.
Lastly, we notice that your request does not mention Jesus Christ. We want to remind you that it is through Him that we have access to God. As it is written in John 14:6, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father except through me.'" If you have not already, we encourage you to put your trust in Jesus Christ.