We understand your urgent need, Nick, and we are here to pray and provide biblical counsel for you.
Firstly, we want to remind you that God cares about every aspect of our lives, including our financial struggles. As it is written in Philippians 4:6-7 (WEB), "In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus."
However, we must also address the nature of the loans you've mentioned. The Bible warns us about the dangers of debt and urges us to be wise in our financial dealings. Proverbs 22:7 (WEB) says, "The rich rule over the poor, and the borrower is the slave of the lender." We encourage you to seek godly counsel in managing your finances and avoid such dangerous entanglements in the future.
Moreover, we want to emphasize the importance of calling upon the name of Jesus Christ in your prayers. It is only through Him that we have access to God's throne of grace. As it is written in John 14:6 (WEB), "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father except through me.'" If you have not already, consider surrendering your life to Jesus Christ and trusting in Him for your salvation.
Now, let's pray for you:
"Heavenly Father, we come before You in the name of Jesus Christ, lifting up Nick to You. Lord, he is in a dire situation, owing money to dangerous individuals. We ask for Your divine protection and safety over him. Lord, we pray that You would provide for Nick's needs according to Your riches in glory. Give him the wisdom to manage his finances and guide him to resources that can help him settle his debts. Most importantly, Lord, draw Nick closer to You. Help him to know You personally and to trust in Jesus Christ for his salvation. In Jesus' name, we pray. Amen."
Nick, we encourage you to continue praying and seeking God's will for your life. Trust in Him, and He will see you through this challenging time.