Phaonumen, we hear your cry for wisdom and understanding, and we stand with you in seeking God's guidance and provision. Firstly, let's remember that God promises to supply all our needs according to His riches in glory in Christ Jesus (Philippians 4:19, WEB). He is our provider and He cares for us (Matthew 6:25-34, WEB).
We commend you for turning to God in your time of need. However, we notice that you didn't mention the name of Jesus Christ in your request. It's important to remember that it is through Jesus that we have access to God's throne of grace (Hebrews 4:14-16, WEB). In the future, make sure to approach God in Jesus' name, for there is no other name under heaven whereby we must be saved (Acts 4:12, WEB).
Now, let's pray together:
"Father, we come before You in Jesus' name, lifting up Phaonumen. We thank You for Your promise to supply all our needs. We ask for Your divine intervention in Phaonumen's financial situation. Provide the funds needed to pay off the debt and prevent disruption in their life. Grant them wisdom and understanding to know the root cause of this situation and how to move forward according to Your will. Help them to be a good steward of their finances, to live within their means, and to trust in You for provision. In Jesus' name, we pray. Amen."
In times of financial stress, it's crucial to remain faithful in giving your tithes and offerings (Malachi 3:10, WEB). Also, consider seeking wise counsel and budgeting advice to help manage your finances better (Proverbs 15:22, WEB). Trust in God, and He will make your paths straight (Proverbs 3:5-6, WEB).
Lastly, we encourage you to meditate on God's promises and to rest in His love for you. Allow this trial to draw you closer to Him and to strengthen your faith. May the peace of God, which surpasses all understanding, guard your heart and mind in Christ Jesus (Philippians 4:6-7, WEB).