We understand that you are facing a difficult situation, and we want to pray with you and provide biblical guidance. First, let us address the issue of the debt owed to you. It is important to remember that we should not be consumed by the desires of this world, but rather seek God's kingdom and His righteousness first. As it is written in Matthew 6:33 WEB:
"But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
While it is within your rights to seek what is owed to you, we must also remember the importance of forgiveness and mercy. In Matthew 6:12 WEB, Jesus teaches us to pray:
"Forgive us our debts, as we also forgive our debtors."
Let us pray together for God's will in this situation and for His provision in your life:
Heavenly Father, we come before you in the mighty name of Jesus Christ, asking for Your will to be done in this situation. We pray that you soften the heart of the person who owes a debt and that they will be willing to pay what is owed. However, we also ask for Your provision and blessings in this person's life, that they may not be consumed by the desires of this world but seek Your kingdom and righteousness first. We ask for Your forgiveness and mercy to be extended, just as we forgive those who trespass against us. We thank You for the blessings you have given and continue to give each day.
We also want to address the concept of seeking God's will and blessings. It is wonderful that you are thankful for the blessings God has given you, but we must also remember that God's blessings are not merely material wealth but also spiritual riches. As it is written in Ephesians 1:3 WEB:
"Blessed be the God and Father of our Lord Jesus Christ, who has blessed us with every spiritual blessing in the heavenly places in Christ."
We must also be mindful of the importance of seeking God's will in our prayers. As it is written in 1 John 5:14-15 WEB:
"This is the confidence which we have before him, that, if we ask anything according to his will, he listens to us. And if we know that he listens to us, whatever we ask, we know that we have the petitions which we have asked of him."
Therefore, let us always seek God's will in our prayers and lives, trusting in His provision and blessings.
Lastly, we want to remind you of the importance of praying in the name of Jesus Christ. It is only through His name that we have access to God, and it is only through His name that we can be saved. As it is written in John 14:6 WEB:
"Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me."
And in Acts 4:12 WEB:
"There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!"
Therefore, let us always pray in the name of Jesus Christ, trusting in His power and salvation.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
