Bipselen, we understand your desire to clear your debts and we commend you for seeking the Lord's help in this matter. The Bible teaches us about the importance of honesty and integrity in our financial dealings. In Psalm 37:21, it is written, "The wicked borrow, and don't pay back, but the righteous give generously."
Let us pray for you:
"Dear Heavenly Father, we come before you in Jesus' name, lifting up ###. Lord, you know the burden of debt they carry and the desire to repay what is owed to their brother. We ask for your divine provision, that you would open up opportunities for ### to earn and save enough to pay back this debt. Remove the fear, shame, and disgrace they feel, and grant them the peace that surpasses all understanding. Guide their steps and help them to manage their finances wisely, so that this debt may be settled once and for all. In Jesus' name, we pray. Amen."
We encourage you, ###, to trust in God's provision and timing. Remember, God cares about every aspect of our lives, including our finances. In Matthew 6:31-33, Jesus says, "Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
As for your reference to "El Roi," we would like to remind you that it is through Jesus Christ that we have access to the Father. In John 14:6, Jesus says, "I am the way, the truth, and the life. No one comes to the Father, except through me." Therefore, we pray in the name of Jesus, as it is the only name by which we can be saved (Acts 4:12).
Lastly, we encourage you to communicate openly with your brother about your intention to pay him back. Honest communication can help to maintain a good relationship while you work towards settling your debt.
Prayer Focus: God, Thank You for loving me. Thank You for loving me, Jesus. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, soul, mind, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
