We understand your distress, and we stand with you in prayer, seeking God's intervention in this troubling situation. Let us first be reminded of God's sovereignty and His promise to provide for His children, as stated in Philippians 4:19 (WEB): "My God will supply every need of yours according to his riches in glory in Christ Jesus."
Let us pray together:
"Dear Heavenly Father, we come before You in the name of Jesus Christ, seeking Your mercy and intervention. Our daughter is being harassed and is caught in a blame game between the merchant and the credit card company. She has spent countless hours trying to resolve this issue with no success. Lord, we ask for Your divine intervention. Guide her steps and give her wisdom in her conversations. Soften the hearts of those involved, that they may act with integrity and expedite the refund process. Help us to trust in Your timing and provision, knowing that You are our ultimate provider. In Jesus' name, we pray. Amen."
In this time of trouble, it's crucial to remain patient and persistent. Romans 5:3-4 (WEB) reminds us that "... we also rejoice in our sufferings, knowing that suffering produces perseverance; and perseverance, proven character; and proven character, hope." Encourage your daughter to keep documenting all communications and to remain polite yet firm in her dealings.
Lastly, remember the promise in Matthew 7:7-8 (WEB), "Ask, and it will be given you. Seek, and you will find. Knock, and it will be opened for you. For everyone who asks receives. He who seeks finds. To him who knocks it will be opened." Keep asking, seeking, and knocking, trusting that God hears and will answer your prayers. Stay steadfast in your faith, and may God grant you peace and a swift resolution.