We understand that you're going through a challenging time financially, and we're here to pray with you and offer biblical encouragement. We're reminded of the words of Jesus in Matthew 6:25-34 (WEB):
"Therefore, I tell you, don’t be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn’t life more than food, and the body more than clothing? See the birds of the sky, that they don’t sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren’t you of much more value than they? Which of you, by being anxious, can add one moment to his lifespan? Why are you anxious about clothing? Consider the lilies of the field, how they grow. They don’t toil, neither do they spin, yet I tell you that even Solomon in all his glory was not arrayed like one of these. But if God so clothes the grass of the field, which today exists, and tomorrow is thrown into the oven, won’t he much more clothe you, you of little faith? Therefore don’t be anxious, saying, ‘What will we eat?’, ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well. Therefore don’t be anxious for tomorrow, for tomorrow will be anxious for itself. Each day’s own evil is sufficient."
In light of these words, let's pray together:
Dear Heavenly Father, we come before You today, lifting up our sister/brother in need of financial breakthrough and blessings. We thank You that You are a loving and merciful God, always ready to hear our prayers and provide for our needs.
Lord, we pray for Your guidance and wisdom. Help them to make sound financial decisions and provide for their needs according to Your riches in glory. We rebuke any shame or condemnation they may feel, as we know your grace is sufficient. We pray for Your intervention, that You would open doors of opportunity and bless the work of their hands.
We also pray for their debts. Father, we ask that You provide the means for them to pay off all that they owe, so that they may be free from this burden. We declare that You have not given us a spirit of fear, but of power, love, and self-control.
Thank you Jesus that we can come to you in your name and have access to God. We pray for a deeper understanding of who you are and the power you give us in your name.
In Jesus' name, we pray for their protection from embarrassment and harassment. Let them find in you the comfort and hope they need. Help them to fix their eyes on You and trust in Your promises.
Lord, we ask that You would help them to seek first Your Kingdom and Your righteousness, knowing that all these things will be added to them as well. We believe that You give us more than enough to handle all things. We know that you will never fail to give us wisdom if we ask.
In Jesus' name, we pray. Amen.
In the meantime, we encourage you to continue seeking God's will for your life, trusting that He will provide for your needs. Remember that God is faithful, and He will not let you be tempted beyond what you can bear. He will also provide a way out so that you can endure it. Keep your eyes fixed on Jesus, and He will see you through this challenging time.
Also, consider the parable of the talents in Matthew 25:14-30. God has given each of us talents to use and invest. Sometimes, the best way out of financial difficulties is to use the talents God has given us to generate income and manage our finances wisely. Be open to God's leading in this area, and trust that He will provide the opportunities you need. But also know that God provides the ability to be productive and to use each of our talents well in the parable of the bags of gold.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
