We understand that you are concerned about family members who have fallen into financial trouble and are at risk of being taken advantage of by a disreputable loan company. We commend you for seeking God's intervention in this situation and for your desire to help your loved ones.
Firstly, we want to remind you of the importance of praying in Jesus' name. As it is written in John 14:6 WEB: "Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me." It is through Jesus that we have access to God, and it is in His name that we pray, asking anything that may be in need of His divine help.
In matters of financial trouble, God's word encourages us to be wise and discerning. Proverbs 22:7 WEB tells us, "The rich rule over the poor. The borrower is servant to the lender." It is crucial to seek godly counsel and wisdom in financial decisions to avoid being ensnared by debt.
We also need to address the recurring financial issues in your family. It is important to learn from past mistakes and seek God's wisdom in managing finances. Proverbs 21:20 WEB says, "There is precious treasure and oil in the dwelling of the wise; but a foolish man swallows it up." We encourage your family to seek financial counseling from reliable sources and to apply biblical principles in managing their resources.
Moreover, we must not be afraid to speak the truth in love. Ephesians 4:15 WEB says, "But speaking truth in love, we may grow up in all things into him, who is the head, Christ." Even if your family may initially react with anger, it is important to warn them about the potential dangers of dealing with this loan company. Share the information you have found and encourage them to make wise decisions.
Let us pray together:
Dear Heavenly Father,
We come before You in the name of Jesus, lifting up our loved ones who are facing financial troubles. Lord, we ask that You intervene in this situation and guide them in the path of wisdom and righteousness. Open their eyes to the potential dangers of dealing with this loan company, and help them to make godly decisions regarding their finances.
Father, we also pray for healing in their hearts, that they may be receptive to the truth spoken in love. Help us to communicate with them in a way that brings life and hope, rather than strife and division.
Lord, we trust in Your promise that You will supply all their needs according to Your riches in glory by Christ Jesus. Philippians 4:19 WEB. We ask that You provide for them in such a way that brings glory to Your name and teaches them to rely on You.
In Jesus' name, we pray. Amen.
May God bless you and your family as you seek His will in this situation.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
