We stand with you in prayer, Roshan, as you seek God's forgiveness, provision, and guidance. We are thankful that you come before the throne of grace in the mighty name of Jesus, for it is only through Him that we have access to the Father (John 14:6, WEB).
Firstly, let us address your concerns about debt. Remember the words of our Lord Jesus, "Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? ... For your heavenly Father knows that you have need of all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well" (Matthew 6:25, 32-33, WEB). Trust that God knows your needs and will provide according to His riches in glory.
We pray, "Heavenly Father, we come before You, lifting up Roshan. Lord, we ask for Your provision in his life, that You would help him overcome his debts and meet his needs according to Your riches in glory (Philippians 4:19, WEB). Give him wisdom and discernment to manage his finances, and provide for him as only You can. We rebuke the spirit of worry and anxiety, and we ask for Your peace to guard Roshan's heart and mind in Christ Jesus (Philippians 4:7, WEB)."
Regarding your mother's health, we pray, "Lord, we ask for Your healing touch upon Roshan's mother. Strengthen her physically, and let Your presence be with her always. Comfort her, and give her the joy and peace that only You can provide (Psalm 147:3, WEB)."
As for your desire to settle down and get married, we encourage you to trust God's timing and seek His will. We pray that God would lead you to a godly wife, as Proverbs 18:22 (WEB) tells us, "Whoever finds a wife finds a good thing, and obtains favor of Yahweh." We rebuke any thoughts of merely finding a 'life partner' outside of God's design for marriage. Trust that God has a plan and a purpose for your life, and He will bring the right person at the right time.
Finally, let us pray for your faith and spiritual growth, "Lord Jesus, we ask that You strengthen Roshan's faith and help him to walk in Your path. Cleanse his heart, that he may serve You fully and without distraction (Psalm 51:10, WEB). Help him to live the precious life You have given him, and to be a testimony of Your love and grace."
In all things, keep your eyes fixed on Jesus, and trust that He has a plan and a purpose for your life. Stand firm in the faith, and do not be shaken by the trials and tribulations of this world. For we know that in all things, God works for the good of those who love Him, who have been called according to His purpose (Romans 8:28, WEB).
We stand with you in prayer, believing that God will hear and answer according to His will. Praise the Lord, indeed. Amen.