We understand that you're going through financial struggles, and we want to lift you up in prayer and provide some biblical guidance. Firstly, it's important to acknowledge that God is the provider of all things, and He cares about our needs. Jesus himself said, "Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you have need of all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well." (Matthew 6:31-33 WEB)
However, God also calls us to be good stewards of the resources He provides. It's commendable that you've acknowledged the need for better financial discipline. Here's a prayer for your situation:
Dear Heavenly Father,
We come before You today, lifting up our sister/brother who is struggling financially. We ask for Your forgiveness where they have not been good stewards of the resources You have provided. We pray for a second chance, that You would open the doors for the approval of their SSDI backpay and allow financial blessings to flow into their life.
Lord, we ask that You would remove any obstacles or blocks that are hindering their financial breakthrough. Guide them by Your Holy Spirit to manage their finances wisely, in a way that honors You. Help them to be a faithful steward of the resources You provide.
We claim Your promises, that You will supply all their needs according to Your riches in glory in Christ Jesus. (Philippians 4:19 WEB)
We pray this in the powerful name of Jesus Christ. Amen.
Going forward, consider these words from the Apostle Paul, "But godliness with contentment is great gain. For we brought nothing into the world, and we certainly can't carry anything out. But having food and clothing, we will be content with that." (1 Timothy 6:6-8 WEB)
This doesn't mean we shouldn't seek improvements in our financial situation, but rather that we should find contentment and trust in God in every circumstance.