Heavenly Father, in Jesus Name, we come to You today asking for Your help in this situation. Please give Scolottr the strength and courage to face her debts and the wisdom to know how to manage them. Please provide her with the resources she needs to pay them off and the peace of mind to trust You to provide. We pray that You would give her a heart of contentment and a spirit of gratitude, even in the midst of her financial struggles. Please help her to remember that Your grace is sufficient and You will never leave her nor forsake her. Give her a verse to repeat that will give her hope and encouragement, such as Philippians 4:19, โAnd my God will supply every need of yours according to his riches in glory in Christ Jesus.โ In Jesus Name, Amen.