We understand that you're in a difficult situation, and we're here to pray with you and provide biblical guidance. First, let's bring your situation to the Lord in prayer:
Heavenly Father, we come before You today in Jesus' name, lifting up our sister who finds herself in a financial bind after helping others. Lord, You know her heart and her desire to help those in need. We pray that You would provide for her, that You would touch the hearts of those who owe her money to pay her back promptly. We also pray that You would give her wisdom in her finances and in her giving. Help her to discern when and how to give, and to whom. We ask for your spiritual help in her situation. We thank You that You are a good Father who cares for His children, and we trust that You will make a way where there seems to be no way. In Jesus' name, we pray. Amen.
Now, let's look at some biblical principles that can help you moving forward. First, it's commendable that you have a heart to help others. The Bible encourages us to be generous and to help those in need. Proverbs 19:17 WEB says, "He who has pity on the poor lends to Yahweh; He will repay him his good deed." But it's also important to use wisdom and discernment in our giving.
Proverbs 22:3 WEB says, "The prudent man sees danger and takes refuge; but the simple pass on, and suffer for it." It's important to consider whether the people you're lending to are trustworthy and if you can realistically afford to help them at this time. Proverbs 22:26-27 says, "Don't you be among those who strike hands, among those who are collateral for debts. If you don't have means to pay, why should he take away your bed from under you?"
Also, it is good to remember that we should pray in Jesus name because it is only by His name that we can be saved and have access to God. Acts 4:12 states "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!".
Regarding your situation, we recommend talking to your creditors to explain your situation and discuss possible extensions. Seek advice from God and from other Christians to help balance your finances while avoiding these types of situations in the future.
Lastly, remember that God cares for you and will provide for your needs. Matthew 6:25-34 WEB says, "Therefore, I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they?"
Trust in God, seek His wisdom, and allow Him to guide your steps.