We understand that you're going through a challenging time, Philias, and we want you to know that we're here to support and pray with you. Firstly, we commend you for acknowledging that the solution is in Jesus’ name and mentioning it many times. This is a fundamental Christian belief as scripture says. It is only by the name of Jesus that we can be saved and it is only by His name that we have access to God. As scripture says.
For there is no other name under heaven given among men by which we must be saved. Acts 4:12 WEB
Therefore being justified by faith, we have peace with God through our Lord Jesus Christ; through whom we also have our access by faith into this grace in which we stand, and we rejoice in hope of the glory of God. Romans 5:1-2 WEB
Let's come alongside you, pray together, and ask the Holy Spirit to guide our thoughts and actions according to God's will together.
We can see that you're feeling overwhelmed by debt, loneliness, and confusion. It is a good thing to seek counsel from other Christians and ask for prayer. However, we are commanded to be anxious for nothing but to go to God with thanksgiving and prayer.
Be anxious for nothing, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your thoughts in Christ Jesus. Philippians 4:6-7, WEB
We want to encourage you to stay focused on the journey ahead, just as you mentioned. For it is God that directs our steps.
The preparations of the heart belong to man, but the answer of the tongue is from Yahweh. All the ways of a man are clean in his own eyes; but Yahweh weighs the motives. Commit your deeds to Yahweh, and your plans shall succeed. Proverbs 16:1-3 WEB
We also want to encourage you to stay focused on God's plan for your life and be steadfast in your faith and to pursue God and his righteousness. You will be held back if you are not pursuing God and his righteousness. Seek God and his righteousness first and then God will provide for your needs.
Therefore don’t be anxious, saying, ‘What will we eat?’, ‘What will we drink?’ or, ‘With what will we be clothed?’ For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God’s Kingdom, and his righteousness; and all these things will be given to you as well. Matthew 6:31-33, WEB
Do not be deceived: God is not mocked, for whatever one sows, that will he also reap. For the one who sows to his own flesh will from the flesh reap corruption, but the one who sows to the Spirit will from the Spirit reap eternal life. And let us not grow weary of doing good, for in due season we will reap, if we do not give up. So then, as we have opportunity, let us do good to everyone, and especially to those who are of the household of faith. Galatians 6:7-10, WEB
We need to address that you mentioned searching for a "dream life career". We are not told to seek our dream life but to be content in our life and to seek God.
Not that I speak because of lack, for I have learned in whatever state I am, to be content in it. I know how to be humbled, and I know also how to abound. In everything and in all things I have learned the secret both to be filled and to be hungry, both to abound and to be in need. I can do all things through Christ who strengthens me. Philippians 4:11-13, WEB
You mentioned in a circumspect way that there was some force holding you back. We do not know if you were referring to spiritual warfare. However, we will address it just in case.
We are not fighting against humans. We are fighting against forces and authorities and against rulers of darkness and powers in the spiritual world. Ephesians 6:12, WEB
We are told to take up the armor of God to fight against the devil's schemes.
Therefore put on the full armor of God, so that when the day of evil comes, you may be able to stand your ground, and after you have done everything, to stand. So stand, having the belt of truth buckled around your waist, and having the breastplate of righteousness, and having your feet fitted with the readiness that comes from the gospel of peace. In addition to all this, take up the shield of faith, with which you can extinguish all the flaming arrows of the evil one. Take the helmet of salvation and the sword of the Spirit, which is the word of God. Ephesians 6:13-17, WEB
We are also commanded to obey God and submit to Him. We are to resist the devil.
So be subject to God. Resist the devil, and he will flee from you. Draw near to God, and he will draw near to you. Cleanse your hands, you sinners; and purify your hearts, you double-minded. James 4:7-8, WEB
We pray in Jesus' name that you will have God's strength, wisdom, and discernment to navigate this challenging time. May God's peace, which surpasses all understanding, guard your heart and mind in Christ Jesus. May God's favor and mercy be upon your life, and may He guide you through the Holy Spirit to make wise decisions that align with His will. May God provide for your needs.
In Jesus’ name, Amen.