We understand that you're facing financial difficulties and we're here to pray with you and provide biblical encouragement. We're glad to you mentioned Jesus by name in your request.
Firstly, let's remember what the Bible says about God's provision:
2 Corinthians 9:8 "God is able to make all grace abound to you, so that having all sufficiency in all things at all times, you may abound in every good work."
Matthew 6:25-26 "Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they?"
While God promises to provide for our needs, it's also important to manage our finances wisely and live within our means. Here's a heartfelt prayer for your situation:
"Dear Heavenly Father, we come before You today lifting up our brother/sister in need of financial provision. Lord, You know the struggles they're facing with their home loan and car loan. We ask, in the name of Jesus Christ, that You would provide for these needs according to Your riches in glory. Give them wisdom to manage their finances, and if it is Your will, open up opportunities for increased income or help from other sources. Help them to trust in You, casting all their anxieties on You, for You care for them. In Jesus' name, we pray. Amen."
Lastly, remember that God's timing is perfect. While you've requested help by a specific date, trust that God will provide at the right time. Keep your faith strong and do all you can to be a good steward of your finances.