We understand your concerns, Jayant, and we're here to support you in prayer and guidance.
Firstly, we want to remember the words of Jesus in Matthew 11:28-30 (WEB), "Come to me, all you who labor and are heavily burdened, and I will give you rest. Take my yoke upon you, and learn from me, for I am gentle and humble in heart; and you will find rest for your souls. For my yoke is easy, and my burden is light."
We notice that you haven't mentioned Jesus Christ in your request. We want to remind you that it's only through His name that we can approach God and be saved (Acts 4:12). We encourage you to put your faith in Him, and through Him, all your burdens can be lighter.
Regarding your financial struggles, we encourage you to remember Romans 13:8 (WEB), "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." While this verse encourages us not to be in debt, it also doesn't condemn those who are. Instead, it reminds us to love one another.
Let's pray together:
"Dear Heavenly Father, we come before You in the name of Jesus Christ, lifting up Jayant. We pray that You will guide him through his financial, physical, and spiritual problems. Give him the strength and wisdom to navigate through these trials. We ask for Your provision, that You may open doors for him to repay his loan quickly. Help him to keep his trust in You, knowing that You are a good and faithful God. In Jesus' name, we pray. Amen."
Lastly, we want to encourage you, Jayant, with Philippians 4:19 (WEB), "My God will supply every need of yours according to his riches in glory in Christ Jesus." Trust in God, and He will provide for your needs.