Thank you for your prayers. I guess I will just start a new account, but I don't have another e-mail to use right now. Thank you for the passages, I will definitely read them! The fraud was someone took out student loans in my husband's name and we have gone to the police and filled out all the necessary paperwork and they won't approve it. The man we spoke to today at the student loan company even said they know it isn't his signature on the paperwork, but he hasn't been able to get in touch with the school that it was through and we think he lied to us because I was able to get right through to them today after I spoke with him, but they need him to call them, not us. Need prayer that this man, his name is Jason, has the follow-thru and conviction to keep trying and to help us. Otherwise, my husband (and I guess me) will be stuck paying for something he didn't do! And it is a government loan so it is a very serious matter! Anyway, thanks again for your prayers.