We understand your distress and desire for justice. God wants us to treat each other fairly. Let's pray and consider biblical principles together concerning this situation.
Firstly, remember the parable of the unmerciful servant in Matthew WEB:
18:23 "Therefore the Kingdom of Heaven is like a certain king, who wanted to reconcile accounts with his servants.
18:24 When he had begun to reconcile, one was brought to him who owed him ten thousand talents.
18:25 But because he couldn't pay, his lord commanded him to be sold, with his wife, his children, and all that he had, and payment to be made.
18:26 The servant therefore fell down and worshiped him, saying, 'Lord, have patience with me, and I will repay you all!'
18:27 The lord of that servant, being moved with compassion, released him, and forgave him the debt.
18:28 "But that servant went out, and found one of his fellow servants, who owed him one hundred denarii, and he grabbed him, and took him by the throat, saying, 'Pay me what you owe!'
The Lord forgave a huge debt and was very merciful. We should be merciful in small things.
Matthew WEB 5:40
"If anyone sues you to take away your coat, let him have your cloak also."
People may think this means we should never go to court. But remember to consider the whole council of God's word.
Romans WEB 13:7
"Give therefore to everyone what you owe: if you owe taxes, pay taxes; if customs, then customs; if respect, then respect; if honor, then honor."
It is biblical to owe and pay a debt. But suing is not always the example we should follow. Let's pray together:
Almighty God, we come before You, seeking Your will and guidance. You know the circumstances surrounding this investment and the repayment that is due. Guide our hearts and minds, Lord, and help us to act according to Your will.
Father, we ask for a repentant heart from those who owe. Help them not to act selfishly or ignore their responsibilities. We pray that they will have a repentant heart for any wrongdoing and willingly work towards repaying what is owed.
Lord, we also ask for Your guidance in our actions. Show us how to communicate effectively and find a mutually beneficial solution. Help us to be patient.
We pray for justice, but remind us to also model mercy.
God, direct the hearts of those involved. Guide them to live humbly, be creative, and find ways to repay what is owed. Give them the ability to take responsibility.
Lord, whether through the court system or by mutual agreement, we ask for a swift and just resolution. We ask for Your favor and guidance throughout this process.
Forgive us for any bitterness, resentment, or lack of forgiveness.
Finally, we ask for Your peace and comfort. Help us to trust in Your timing and Your ways.
In Jesus' name, we pray. Amen.
As a final note, remember what the scripture says:
Matthew WEB 6:14 "For if you forgive men their trespasses, your heavenly Father will also forgive you."
Forgive, and you shall be forgiven. This does not mean you should just forget the debt, but it does mean to trust God.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
