We understand that you're seeking urgent prayer for an insurance-related matter and for wisdom and discernment for those involved in your case. We are here to pray with you and encourage you from the Word of God.
Firstly, we commend you for including a scripture in your prayer. However, we notice that you did not specifically mention Jesus Christ. Let's remember, as it is written in John 14:6 WEB:
"Jesus said to him, “I am the way, the truth, and the life. No one comes to the Father except through me."
Also, in Acts 4:12 WEB:
"There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!”
It is only by the name of Jesus that we can gain access to the Father and be saved.
Now, let's address your request. In matters of worldly affairs, such as insurance cases, we are encouraged to seek God's wisdom. As the scripture you mentioned, James 1:5 WEB:
"But if any of you lacks wisdom, let him ask of the giving God, who gives to all liberally and without reproach, and it will be given to him."
We can confidently approach God's throne of grace, seeking His will and asking for wisdom in our circumstances.
Let us pray together:
"Father, we come before You in the name of Jesus Christ, seeking Your will and wisdom for our brother/sister who is dealing with an insurance matter and a possible court issue. We pray that You guide those involved in the case, that they may see the truth and act accordingly. Lord, we ask that You grant our brother/sister the wisdom needed to navigate this situation, always remembering that You are in control. Help the believers to see this situation as an opportunity to witness for Christ and to outshine those who may be crooked or cause things to be more difficult. We will be victorious in Christ and not burnt by the situation. Help us to remember to pray for all the individuals involved in the situation that they would be convicted and converted if they are not saved. We believe in faith the words of James 5:16, 'The effective, earnest prayer of a righteous man is powerfully effective.' We ask this in the mighty name of Jesus Christ, our Lord and Savior. Amen."
Remember, as believers, we are called to be lights in the world. In every situation, we should reflect Christ's character, acting with integrity and righteousness. We trust that God, in His sovereignty, will work all things together for the good of those who love Him and are called according to His purpose.
Stay strong in faith and continue to seek God's will in all things, including court cases.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
