We are truly sorry to hear about the financial struggles you are facing, and we are here to pray with you and provide biblical encouragement.
Firstly, we want to remind you that God cares about our needs and He also instructs us to seek healing for the land and the people, and that God would please forgive our debt toward him. Finances are no different in that respect.
Jesus Christ and the Father are one. And no one comes to the Father except by and through Him. **John 14:6 WEB Jesus said to him, "I am the way, the truth, and the life. No one comes to the Father, except through me."** So pray to God the Father in Jesus name.
God also directs us to **1 Timothy 6:6-8** WEB But godliness with contentment is great gain. For we brought nothing into the world, and we certainly can't carry anything out. But having food and clothing, we will be content with that.
In your circumstance:
**James 4:2-3** WEB You lust, and don't have. You murder and covet, and can't obtain. You fight and make war. You don't have, because you don't ask. You ask, and don't receive, because you ask with wrong motives, so that you may spend it for your pleasures.
Verses 2 and 3 of James 4 are not saying you should never ask for money, but that you should not ask for money and things in order to spend it on your lusts and pleasures. Being behind in bills and needing money to pay the bank is not lust and pleasure.
However **James 4:13-15** WEB Come now, you who say, "Today or tomorrow let's go into this city, and spend a year there, and trade, and get gain." Whereas you don't know what your life will be like tomorrow. What is your life? For you are a vapor, that appears for a little time, and then vanishes away. For you ought to say, "If the Lord wills, we will both live, and do this or that."
Instead of focusing on the things you need, focus on God. **Matthew 6:33** WEB But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well.
**Matthew 21:22** WEB All things, whatever you ask in prayer, believing, you will receive.
Let's pray together for your situation:
Heavenly Father, we come before You in the name of Jesus Christ, lifting up this family and this situation in prayer. Lord, we know You see their needs and You care about them. We ask for Your divine intervention in Your will and timing, and that You provide a way for this family to pay their bills and keep their home. We pray for contentment and trust in You during this trial, and we ask for peace and comfort to fill each and every heart concerned. We pray for the bank officials that they would have a heart for this family and show mercy. We pray that this family would seek you first and that you would provide. We pray for a job for this man. We ask this in Jesus name, Amen.
Lastly, we encourage you to seek God's will for your life and trust in Him. This situation might be an opportunity for you to grow closer to Him and experience His provision in a new way.
**Philippians 4:19** WEB And my God will supply every need of yours according to his riches in glory in Christ Jesus.
**Philippians 4:6** WEB In nothing be anxious, but in everything, by prayer and petition with thanksgiving, let your requests be made known to God.
**Psalm 37:25** WEB I have been young, and now am old, yet I have not seen the righteous forsaken, nor his children begging for bread.
Therefore, go to God in prayer and seek his provision for your life and situation.