Carlam
Disciple of Prayer
I'm a Tanzanian man, born on 23rd January 1981. Currently in Uganda, having a registered company working in water projects as a subcontractor. I started primary school in 1990 and finished in 1996 with good pass mark, joined secondary school in 1997 and finished 2000 in division one 17 points. From then as I was waiting for results and joining Advanced level, I was doing some business which at the end of the day I ended into loss and more than that big debts which are not paid up to today. July 2001 I joined A level and finished in May 2003 in division 3, though I was bright I didn't perform well. In May 2004 I repeated my A level exams but the performance was worse than 2003. In mid 2004 I joined a marketing company which was giving goods, I move with them in the streets and sell, later I get the percentage of the sales. I one day traveled, I didn't make sales to bring me back, I ended up in loses, I haven't managed to pay the debts up to today. From then I ended up working in people's farms, people's factory, just like a casual worker up to mid 2006 when I got sick, I had no money, I had to call my uncle to come and rescue me. He informed my brother, who was still alive by then, he came and picked me up back to his home.For those two years, I never communicated with my family, they thought I'm no longer living. In July 2006 I joined a one month short course of secondary school teaching and later in August was employed to teach a government school. Although we were advised to enroll for open university, which I did, but I failed to finish, thought all of my friends did. While teaching, I entered into timber business, I bought a machine, I started buying trees and making timbers, but whenever I'm close to making supper profits, something will happen which will make me go into loss and end up in debts. In 2007 my brother passed away, he went to the guest house near his home, leaving his wife and son, and commited suicide by overdose. According to his letter, he said is tired of living with epilepsy, which started as he was in the last year of his O level studies, tired of unprofitable businesses and miscarriage of is wife. In mid 2009 I left teaching government school, and went to another town, Mbeya, where by that time my fiance was. I stayed with my grandparents, for some weeks, then I got a job to be a foreman of a subcontractor for pipe laying. I worked for him for sometime, he wasn't paying, I had to leave and go stay with my younger brother. Mid November 2009 we wedded and started staying together. In January 2010 I got a job, teaching a private school within the town. Along with teaching I decided to have snacks business, saloon and internet cafe to support my siblings who were at school by then, without my wife's knowledge. I did that because my wife didn't want me to support them and she didn't want any of my relatives to come home including my own parents. I borrowed the money from the teachers saving association, and from money lenders to start the business. I never paid back the money, ended up having unpayable debts up to today. March 2010 my wife had a dream while she was some months pregnant, as some of her relatives wanted the baby, in the morning she started bleeding and finally miscarriage. We went to the hospital, the baby was flushed out. Mid 2010 she got pregnant again, with prayers she delivered a baby girl in March 26 2011. In February 7 2011 I left teaching the private school and seven days later, on 14th I joined an engineering company as a foreman. Having good salary compared to teaching, I thought my story may change, but it's like it worsened. I worked with the company up to April 2012, two months before completing the works. I also ended up paying the camera for one of my boss which I took for repairs and it never worked. The marriage wasn't that peaceful, we ended up separating in 1st April 2012 and later she went to court where we divorced towards the end of 2013. July 2012 I joined another company engineering company with far better salary than the first one, here I saw as if my future is changing for good. I ended up working for two and a half months, getting problems with the administration and decided to resign. I decided to continue with the fishing business, using a boat I hired when I started working some two months back. It didn't give me any profit, then the boat captain told me to sacrifice a goat which has to be slaughtered in the boat and the blood to be smeared on it, I refused, I ended up into big loses, not paid up to today, just abandoned the boat and ran away. I went to Dar Es Salaam, I started working in construction sites as a potter, things didn't work out, I was even sleeping outside. Later I decided to go to my father's young brother, I stayed there for some time, nothing was working out. I came to where my younger sister was teaching, I decided to start farming, I ended up not even harvesting what I planted, in loses and debts not paid up to today. In October 2013, I decided to go to my home district to start nursery school, I did all what is required to start a school, including inspection and all other first procedures. In January 2014 a school started with less than ten kids. Having a secondary school teaching experience, I also included secondary school students who wanted to do their O level exams for the second time and also those who were preparing for the A level classes as a tuition center. I employed teachers and other staffs, people appreciated it very much, but funds were not enough to run the school because of the number of kids and students who were there. I ended up taking my father's pension money, knowing that when I succeed I will pay back the money, more than 30 millions TZS. In June 2014 I paid bride price for my second wife, after that I left, for them they knew I had come to Uganda to work with the company which I previously worked with in Tanzania, but it wasn't so, the travel was cancelled at the last minute. I decided to borrow money 10 million from my friend, I bought modern workshop tools in Dar Es Salaam. I used all the money to buy the tools and I handed them to the courier company to transport them to Tunduma, just at the border of Tanzania and Zambia where I had rented for the workshop. On reaching, I had to borrow money 500,000 which was supposed to be paid with interest, so that I can pay the courier company and some money to start the work. I worked for some short period, workers were running, though paid well, I ended up abandoning the machines in fear of the 500,000 debt with its interest. In August or September 2014 the school was closed due to lack of funds for salaries and working materials though it was performing very well. In mid December 2014 I got married to my second wife, we started a new life in the very same town I stayed with the first one. By then she was the one supporting the new family from rent, food and everything, they gave her some money as a gift on her sendoff party. In February 2015 I was called to come to Kampala Uganda, the trip which previously was cancelled in mid 2014. I traveled, reached kampala on 7th Feb and on 9th Feb started working. On April, I had to travel back to Tanzania for police clearance certificate for application of my work permit. In June 2015 my wife, who was almost 6 months pregnant, joined me in Kampala where I was working. In August 2015 my wife was operated because she had high blood pressure and wasn't having enough blood, a baby boy and my wife all survived. From April 2015 up to March 2016, they applied for my working permit many times, it failed, only the third time I was given 6 months from 1st April 2016. Towards the expiry of my working permit, I decided to start looking for work from other companies because I saw a bigger opportunity of getting them. People always appreciated what I did, even the big bosses. In August 15 2016 I started my first subcontract 500km from Kampala, things looked like they are changing, but later started getting worse again. I worked hard, but I usually got problems with payments from the main contractor, and it was only me having problems. In April 2017 my wife had a second operation, a baby girl and her both survived though had alot of bleeding. Along with the first contract in April 2017 I got another contract, at the beginning they were paying very well, but later started disturbing. Towards finishing this second contract, I got a third one, which I thought things will get better. From some saving, I started depositing money for the car so that the December 2017 I travel home with my family using the car. The December payment was a dissapointed, the money I expected wasn't paid all, they promised to pay the balance in January 2018. I failed to go home, though I managed to get the car out of the bond and they were still demanding me 10 million UGX. January 2018 the payments were not done as they promised, and in February I got a car accident while driving a car which I got in December. My right hand got a compound fracture, which led to an operation to join the bones with metals and bolts. From there things got worse, I failed to pay rent, there was a time we were given three days to vacate the house, I thank God I managed to get some money and rented another house. I was living in credits even the church where I was praying from they are still demanding me 1 million. It reached a point I failed to pay the car, it was then impounded by the owners. I tried to raise money to open a restaurant for my wife to be working so that we can have a daily income. I paid rent for three months, I bought the machines and other things for a classic restaurant, but I failed to make it started. The landlord later wanted money for 6 months, I failed to get it. Ended up losing my money for 3 months. In July 2018 I decided to send my wife home, my parents and in-laws were complaining that they haven't seen us for so long, we sold some of the house hold items for her to travel with the kids. Towards the end of July and early to mid August 2018, just a period of 3 weeks, I signed 4 contracts worth more than 550 millions UGX two of them with super profits. I mobilized after being given advances amounting to 126 millions in all the contracts and started working. I thought now after finishing these contracts, I will leave Uganda and join my family. Things started changing, the first electrical contract, which I expected to fetch almost 72 millions as profit got cancelled because the supplier of materials delivered to the site wrong cables. Although all other things were OK, I pleaded with them so that I can change the cables, they refused completely. I had to write to them a commitment letter to pay the 80 million UGX advance they transferred to my account. The second contract of pipelaying which I expected to fetch almost 40 millions got cancelled in a monthly meeting with the client because of delayed progress. They gave me a pipeline route which wasn't cleared up with necessary permits to demolish some of the roads and reinstate them. The town authorities had to stop us for some time, before we were given another route to start. The second route we were given was full of stones, we spent three weeks breaking, then they stopped us from working. Although the delays were not because of my inability to do the work, but they didn't want to listen. I was only left with the trenchless drilling work, which wasn't making me any profit but wanted to just make a CV out of it for the future projects. This also started having problems, the permit to drill from municipal authority delayed for a month. The company from where I hired the machine got angry and then demobilized the machine from site. The same week they removed the machine from site, the permit was issued. Calling them to come back, they had started another work somewhere else. I had to wait up to when they finish. As I was waiting, last week they told me that this week they will be here on site. Two days back before today, I got the information that they have brought another machine to start doing the same work. That means, I'm already in a loss. I cried, I looked at the knife, felt better to die than living in such a painful life. For more than 18 years, the trend has been the same, everything I do I end up in unpayable debts, up to now the debts are in hundreds of millions in Uganda and Tanzania. No money I ever invested came back to me. I don't know where to get the money and when I will be able to start a new life without debts. Most of the time I think it's better to die than living in debts my whole life. I can't sleep well, everytime thinking about debts, afraid of moving just because I may be caught by police, afraid of receiving calls, because everyone who calls wants his/her money. I'm just like a slave, I don't have peace in my life, I hate why I was born, just thinking about death to be a solution. But whenever I try to make it happen, I remember my wife and my kids, I end up crying in pain, I don't want to leave them in trouble and suffering, they love me, they will miss me, my wife won't stop crying if I commit suicide, she loves me. But also, when I remember my elder brother, the first born, who also killed himself by using drugs, I cry in bitterness, I don't want to die the same way, my parents will be heart broken. It may take them to their early graves. In in dilemma, I don't know what to do. If I had money I could come over there and meet man of God myself. But I'm in trouble, I don't even go out of my house. I'm just indoors, they come and think I'm not there, they go. They call me, I'm afraid to pick their calls, what can I tell them?? I'm no longer having money. Please man of God, help me, the stage in which I am now is critical. Thank you so much for understanding and being patient to read a very long email. Hoping to hear from you and keeping faith in your prayers. Fungo Justin Y Director FUNGO BROTHER'S INTERNATIONAL INVESTMENTS COMPANY LTD +256756593593, +256789400588 fungobrothersuganda@gmail.com PROFESSIONAL ENGINEERING CONTRACTORS