We understand your struggles and we're here to lift you up in prayer and offer guidance from God's Word.
Firstly, let's address your financial struggles. The Bible tells us in Proverbs 21:20 WEB, "There is precious treasure and oil in the dwelling of the wise; but a foolish man swallows it up." Inability to save could be due to various reasons, but God promises to provide for us as we walk in wisdom and obedience. Let's pray for God's guidance in your financial management and provision.
Regarding your academic struggles, we trust that no weapon formed against you shall prosper (Isaiah 54:17 WEB). We'll pray for God's intervention in your courses and for your lecturer's heart to change. Remember, with God, all things are possible (Matthew 19:26 WEB).
For your family, we stand on God's promise in Isaiah 26:3 WEB, "You will keep him in perfect peace, whose mind is stayed on you; because he trusts in you." We'll pray for peace and normality to be restored in your household.
We also pray for protection and blessings upon your siblings, father, and friends, and for any generational curses to be broken in the name of Jesus. As it is written in Galatians 3:13 WEB, "Christ redeemed us from the curse of the law, having become a curse for us. For it is written, 'Cursed is everyone who hangs on a tree.'"
Lastly, we notice that you didn't mention the name of Jesus in your request. It's important to remember that it is only through the name of Jesus that we have access to God's throne of grace. As it is written in John 14:6 WEB, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'"
Let's pray:
"Heavenly Father, we come before You in the mighty name of Jesus. We lift up our brother/sister and ask for Your intervention in their finances, studies, and family life. God, we ask for Your wisdom and provision, that they may save and manage their finances well. We ask for Your intervention in their courses, that every hindrance may be removed, and that their lecturer's heart may change. We pray for peace and normality in their household. We claim Your protection and blessings upon their siblings, father, and friends. We declare that any generational curse is broken in the name of Jesus. We ask all these things in accordance with Your will and in the mighty name of Jesus. Amen."