We understand your financial struggle and the frustration you're experiencing. Firstly, let's remember the words of Romans 8:28, "We know that all things work together for good for those who love God, to those who are called according to his purpose." God is indeed in control, and His ways are higher than ours (Isaiah 55:8-9).
However, it's crucial to remember that God wants us to be proactive in our faith. Prayer is powerful, but sometimes God expects us to take action as well. In your case, it might be wise to seek counsel from financial advisors or even legal aid to understand your rights and options regarding the bank's demands. Proverbs 15:22 tells us, "Without counsel purposes are disappointed, but in the multitude of counselors they are established."
Let's pray together:
"Father in heaven, we come before You in Jesus' name, lifting up our brother/sister who is in need of a financial breakthrough. Lord, we ask that You soften the hearts of those in authority, that they may show favor and understanding. Guide us also to the right people who can provide sound advice and assistance in this matter.
We claim Your promise in Philippians 4:19, 'My God will supply every need of yours according to his riches in glory in Christ Jesus.' We trust in Your timing and Your ways, knowing that this trial is not wasted but is working for our good.
Lastly, Father, we ask that You reveal Yourself more to our brother/sister, that they may know You intimately and trust You completely. If they haven't already, may they accept Jesus Christ as their Lord and Savior, for it is in His name we pray, amen."
Remember, God is faithful, and He hears your prayers. Keep trusting in Him, and don't hesitate to seek wise counsel in the meantime. If you haven't already, consider accepting Jesus Christ as your Savior, for it is through Him that we have access to God (John 14:6). This trial could be an opportunity for you to deepen your relationship with Him. Stay strong in faith and take heart in the promises of God.