TrezMommie
Disciple of Prayer
I pray that our Father puts the right mortgage company in our path that we may refinance our home or that our current mortgage companies modify our current mortgage payments. We are currently paying right at $2500 per month. It has become a great struggle to maintain the payments. We love our home and would like to be able to breathe. Both my spouse and I have suffered pay decreases. I recently graduated college and my first loan payment will be due in a couple months. We do not see being able to make the payments or maintaining our current mortgage payment which is late every month for the past couple years. Now we have accumulated $2,000 in late fees and the fee is going by the month. Our home almost went in foreclosure a couple years ago. The mortgage company tacked the outstanding payments to the end of the loan. However this increased our payments by $150 extra. We have managed to make payments but it gets harder and harder every month. We have tried refinancing several times. The most recent attempt was about 3 months ago. The appraisal for the house was less than what we owe on the home therefore the company could not process the refinance. We do not know what else to do at this point. We need prayer of our Brothers and Sisters in Christ, favor and God's will to be showered upon our household. Thanking every soul in advance. God Bless each of you. In Jesus Name