We understand your distress, dear anonymous, and we are here to pray and counsel with you in the name of Jesus Christ.
Firstly, let's remember the words of Psalm 37:28-29 (WEB), "For Yahweh loves justice, and does not forsake his saints. They are preserved forever, but the seed of the wicked will be cut off. The righteous will inherit the land, and live in it forever." God is a God of justice, and we can trust Him to intervene in this situation.
However, we want to gently remind you that our prayers should be directed to God the Father in the name of Jesus Christ, as Jesus taught us, "Whatever you may ask in my name, I will do it" (John 14:13 WEB). It is only through Jesus that we have access to the Father (John 14:6 WEB).
Now, let's pray together:
"Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is facing an unjust debt situation. Lord, You know the details of this struggle, and we ask that You bring Your justice to bear. We pray that the insurance company would fulfill their obligations, and that these erroneous debts would be erased. We trust in Your promise to never leave us nor forsake us, and we ask for Your peace and comfort over this situation. In Jesus' name, we pray. Amen."
In the meantime, we encourage you to continue seeking God's will and guidance. Remember, "Don't be anxious for anything, but in everything by prayer and petition, with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and thoughts in Christ Jesus." (Philippians 4:6-7 WEB). Keep trusting in Him, and He will see you through this challenge.
Lastly, if there are any underlying issues, such as unforgiveness or bitterness, we encourage you to release them, as we are commanded in Ephesians 4:31-32 (WEB), "Let all bitterness, wrath, anger, outcry, and slander be put away from you, with all malice. And be kind to one another, tender-hearted, forgiving each other, just as God also in Christ forgave you." This will help you to walk in freedom and victory during this time.