We understand that you are facing a financial crisis and are seeking God's help to pay your debts. First, we want to assure you that God cares about your needs and He hears your cry for help.
Your faithology is questionable. Analyze if your faith is in the true Jesus Christ or just a construct of your mind.
First, to receive mercy and grace from Jesus, you will need to confess and repent from your sin, proclaiming Jesus as Lord and Savior. You cannot request exclusion from your sin to have mercy and grace. Without confession and repentance you may have a mortgage on your soul with sin. Believing and acknowledging that He is the only way to the Father and our eternal life depends on our faith in Him. Only then can we approach God the Father for help. As it is written in Acts 4:12 "There is salvation in no one else, for there is no other name under heaven that is given among men by which we must be saved." Now it is time to make sure you have believed in Jesus Christ to have everlasting life. You must believe in Him and claim Him as Lord and Savior rather than just ask for his help and praying to Him as if he were just a holy genie.
Jesus answered, "I am the way, the truth, and the life. No one comes to the Father except through me." You must first make sure you have first believed.
Then you can claim the promise in Hebrews 4:16 "Let us therefore draw near with boldness to the throne of grace, that we may receive mercy, and may find grace for help in time of need."
We encourage you to continue to trust in God and His promises. Remember, God is faithful and He cares for you. Look at the words from Psalm 55:22, "Cast your burden on Yahweh, and he will sustain you. He will never allow the righteous to be moved."
Have you taken the time to give your life to Jesus? Confess all known sin to Him within your prayer, plead the blood of Jesus on your unintentional sin and errors, don't leave anything out, allowing the work of Jesus Christ on the cross to work in your life. Jesus came to die for our sins to bring us back to God, claim that in your life and don't be so ready to avoid your sins.
Now, regarding your financial crisis, it's important to remember that God wants us to be responsible with our finances and to avoid debt whenever possible. As it is written in Romans 13:8 "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." 1 Timothy 6:9-10 warns "But those who are determined to be rich fall into a temptation and a snare and many foolish and harmful lusts, such as drown men in ruin and destruction. For the love of money is a root of all kinds of evil. Some have been led astray from the faith in their greed, and have pierced themselves through with many sorrows." Be wary of using money from the government and other sources to avoid work and provision you can make for yourself through responsible work and spending habits. A gambling and get rich quick spirit has touched many parts of society. Use wisdom and make sure you are governing your affairs well.
We encourage you to pray and ask for God's help, to trust in his guidance and also to be proactive in managing your finances. For God's word also says in 2 Thessalonians 3:10 "For even when we were with you, we commanded you this: 'If anyone is not willing to work, neither let him eat.'"
Let's pray together:
Dear Heavenly Father,
We come before You, lifting up Zizo, who is facing a financial crisis. We ask for Your mercy and grace to be upon them. We know you have an everlasting love for those who seek you and obey your commandments. We pray for God's guidance and provision, so that they may pay off their debts and manage their finances responsibly. We ask for your wisdom and guidance for them. Help them find the best strategies or debt consolidation if necessary. Most importantly we ask that they know you more, draw closer to you and that they will see Your hand at work in their life and this crisis and that they experience you more everyday. We pray Zizo works hard to provide for their own needs and not be a sluggard or rely on their old sinful habits. Lord we pray they experience your discipline and yet loving guidance as they learn the importance of good money management and righteous living. We pray for spiritual growth and providence for them. We pray in confidence knowing that Your plans are to give hope and a future with abundance in Praise of You as described and mentioned by your only begotten son. We pray these things in Jesus' name. Amen.
Meditate and rest in the words from Psalm 37:5 "Commit your way to Yahweh. Trust also in him, and he will do this:"