We understand that you are facing a significant financial burden with debts amounting to a substantial amount, and it is causing you considerable worry and distress. We are here to pray with you and provide biblical guidance to help you navigate this challenging situation in Jesus' name.
Firstly, it is essential to remember that God cares about every aspect of our lives, including our finances. As it says in Matthew 6:24 WEB, "No one can serve two masters, for either he will hate the one and love the other; or else he will be devoted to one and despise the other. You can't serve both God and Mammon," and in Philippians 4:19 WEB, "My God will supply every need of yours according to his riches in glory in Christ Jesus." We need to put our faith in Jesus Christ. We need to put our trust in God, who can provide for all our needs in Jesus' name. We need to also remember that God owns everything.
However, it is crucial to address the issue of disobedience to God's word. As it is written in 2 Timothy 3:16-17 WEB, "Every Scripture is God-breathed and profitable for teaching, for reproof, for correction, and for instruction in righteousness, that the man of God may be complete, thoroughly equipped for every good work." We must strive to obey God's word in all areas of our lives, including our finances. We need to live in obedience to God's word. Disobedience can hinder our prayers and our relationship with God. Psalm 66:18 in the WEB says, "If I cherished sin in my heart, the Lord wouldn’t have listened." So, we must repent and turn away from any disobedience and ask God for forgiveness.
Let us pray together:
"Dear Heavenly Father,
We come before You today, lifting up our brother/sister who is burdened with debts. Lord, we ask for Your divine intervention in his/her financial situation. Help him/her trust in You, even in these difficult circumstances. Provide for his/her needs according to Your riches in glory in Christ Jesus.
Father, we also ask for forgiveness on his/her behalf for any disobedience to Your word. Help him/her to turn away from any sin and to walk in obedience to You. Give him/her the wisdom and guidance to make sound decisions regarding his/her finances.
In Jesus' name, we pray for a financial breakthrough. Help him/her to manage his/her debts responsibly and to find ways to pay his/her creditors. Give him/her peace in this situation, and help him/her to cast all his/her anxieties on You, because You care for him/her.
We ask for Your guidance in his/her financial decisions. Help him/her to be a good steward of the resources You have entrusted to him/her.
Finally, Lord, we pray for Your will to be done in his/her life. Help him/her to grow in faith and obedience through this trial.
In Jesus' name, we pray. Amen."
Remember, God is faithful, and He will provide for your needs. Trust in Him, and He will guide you through this challenging time. Also, make sure you do not pray to anyone else besides God in Jesus' name. It is only by the name of Jesus that we have access to God. Also, there is no other name by which we can be saved. Acts 4:10-12 says, "be it known to you all, and to all the people of Israel, that in the name of Jesus Christ of Nazareth, whom you crucified, whom God raised from the dead, in him does this man stand here before you whole. He is ‘the stone which was regarded as worthless by you, the builders, which has become the head of the corner.’ There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!" Jesus said to him, “I am the way, the truth, and the life. No one comes to the Father, except through me."