We understand that you're facing financial challenges and seeking God's intervention. Firstly, it's commendable that you acknowledge your past mistakes. Remember, God's mercy and forgiveness are always available to those who repent. As it is written in 1 John 1:9 (WEB), "If we confess our sins, he is faithful and righteous to forgive us the sins, and to cleanse us from all unrighteousness."
In matters of financial struggle, God assures us of His provision. Matthew 6:25-34 (WEB) tells us, "Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear... For your heavenly Father knows that you have need of all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
However, God also expects us to be good stewards of our finances. Proverbs 21:5 (WEB) says, "The plans of the diligent surely lead to profit; and everyone who is hasty surely rushes to poverty." Therefore, while praying for a miracle, also consider planning and managing your finances according to biblical principles.
Let's pray together:
"Father in heaven, we come before You in the name of Jesus Christ, seeking Your forgiveness and mercy for past mistakes. We ask for Your divine intervention in this financial situation. Help us pay off the home and bills quickly. Guide us to manage our finances wisely, according to Your will.
Your Word says that You will supply all our needs according to Your riches in glory in Christ Jesus. We believe this. We trust in Your faithfulness. We refuse to live in anxiety and fear. Let us find peace in You until the breakthrough comes.
Please, reveal any changes we need to make in our lives and spending habits. Open our eyes and ears.
We pray this all in Jesus' name. Amen."
Remember, it is by the name of Jesus Christ that we have access to God. Acts 4:12 (WEB) states, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved." Trust in Him, and He will see you through.
Lastly, avoid making rash decisions. Seek God's will and wisdom in all you do.