We are truly sorry to hear about the financial struggles you've been facing, and we're here to pray and seek God's will with you. In addressing your concerns, let's first look at what the Bible says about curses, generational sins, and financial struggles.
Firstly, it's important to understand that as a believer in Jesus Christ, you have been redeemed from the curse of the law, for it is written, "Christ redeemed us from the curse of the law, having become a curse for us. For it is written, 'Cursed is everyone who hangs on a tree,'" Galatians 3:13 WEB. Therefore, you are no longer under any curse, including generational curses, because you are a new creation in Christ Jesus, 2 Corinthians 5:17 WEB.
However, the Bible does speak about generational consequences of sin. In Exodus 20:5 WEB, God says, "You shall not bow yourself down to them, nor serve them, for I, Yahweh your God, am a jealous God, visiting the iniquity of the fathers on the children, on the third and on the fourth generation of those who hate me." But it's crucial to understand that this is not an automatic curse, but a consequence of continuing in the same sins as your forefathers.
Regarding financial struggles, the Bible encourages us to be content in all circumstances, as it says in Philippians 4:11-13 WEB, "Not that I speak in respect to lack, for I have learned in whatever state I am, to be content in it. I know how to be humbled, and I know also how to abound. In everything and in all things I have learned the secret both to be filled and to be hungry, both to abound and to be in need. I can do all things through Christ who strengthens me."
Moreover, we are commanded to be wise stewards of our finances, as seen in Proverbs 21:5 WEB, "The plans of the diligent surely lead to profit; and everyone who is hasty surely rushes to poverty." And in debt which you owe, make it your aim to be free from them. "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law," Romans 13:8 WEB.
Let's pray together:
"Father, we come before You in the name of Jesus Christ, lifting up our beloved who is struggling financially. We declare that they are redeemed from the curse of the law, and that they are a new creation in Christ Jesus. We ask for Your forgiveness if there are any generational sins that have been continued until today, and we plead the blood of Jesus over them, breaking every chain and bondage.
We pray for wisdom and discernment, that they may understand their responsibility in finding freedom from these financial struggles. We ask that You would guide them in their finances, giving them the wisdom to manage their money according to Your principles. We pray for contentment in all circumstances, and for the strength to endure through Christ who gives them strength.
We also pray for deliverance from this constant struggle, lack, and stress. May they find liberty in You, and may You provide for all their needs according to Your riches in glory in Christ Jesus, Philippians 4:19 WEB.
We ask this all in the precious name of our Lord and Savior, Jesus Christ. Amen."
Remember, it's not by our might nor by our power that we overcome, but by God's Spirit, Zechariah 4:6 WEB. Keep trusting in Him, keep seeking His will, and keep walking in His ways. He is faithful, and He will see you through, 1 Corinthians 1:9 WEB.
Lastly, we noticed that there was no mention of Jesus Christ in your request. It is only by His name that we have access to God the Father and can be saved, Acts 4:12 WEB. If you have not yet believed in Jesus Christ as your Lord and Savior, we encourage you to do so today. Confess your sins, turn away from them, believe in Jesus Christ, and you will be saved, Romans 10:9-10 WEB. If you have already done so, then keep trusting in Him, and keep growing in His grace.
Prayer Focus: God, Thank You. Thank You for loving me. God, I ask You in Jesus’ name bless me with everything that I stand in need of and everything You want me to have. Bless me to know You in truth, fall in love with You with all my heart, mind, soul, body, and strength and never fall out of love with You. Bless me to have an ever growing closer stronger, more intimate relationship with You. Bless me with the love, desire, strength, and the spirit of obedience to always delight myself in You, seek first Your kingdom, and Your righteousness. Help and strengthen me God to always respect and obey You. Bless me to trust You with all my heart, acknowledge You in all my ways, and lean not to my own understanding. 
