We are truly sorry to hear about the financial burden you're carrying, Francis. Let us come together in prayer and seek God's help and guidance for you.
Firstly, we want to remind you of Jesus' words in Matthew 6:25-34 (WEB), "Therefore I tell you, don't be anxious for your life: what you will eat, or what you will drink; nor yet for your body, what you will wear. Isn't life more than food, and the body more than clothing? See the birds of the sky, that they don't sow, neither do they reap, nor gather into barns. Your heavenly Father feeds them. Aren't you of much more value than they? ... Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things; for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well."
Let us pray:
"Dear Heavenly Father, we come before You in the name of Jesus Christ, lifting up Francis. Lord, You know the burden of debt that Francis is carrying, and the worry and unrest it brings. Please forgive Francis if there have been any poor decisions leading to this, and grant wisdom to manage finances according to Your principles. We ask for Your divine provision, that You may open doors for opportunities to pay off these debts. Give Francis peace that surpasses all understanding, and help Francis to cast all anxiety on You. In Jesus' name, we pray. Amen."
Francis, we encourage you to trust in God and His ability to provide for you. Also, consider these words from Romans 13:8 (WEB), "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." While you work through this, remember that God values you greatly and is more than able to provide for your needs.
Lastly, we noticed that you addressed your prayer to "God Almighty." We want to remind you that Jesus said, "I am the way, the truth, and the life. No one comes to the Father, except through me" (John 14:6, WEB). It is only through Jesus Christ that we have access to God the Father. If you haven't already, consider committing your life to Jesus Christ and accepting Him as your Lord and Savior.