Let's bring your financial situation before the Lord, Precious Juma.
In Jesus' name, we will pray for this situation. We will be honest and let you know that your letter did not contain the name of Jesus Christ, Jesus, or Christ or an abbreviation such as IJN (In Jesus Name). Access to God is only in the name of Jesus Christ, as the Bible says in Acts 4:12, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
A future relationship with God is only possible through the name of Jesus. Jesus is the link, or mediator, between God and man. Let's make sure all of our requests to God go through the name of Jesus with no exceptions.
Saying that, we are called to pray about every situation and every need. Jesus' name and the anointing of the Holy Spirit is called upon to ease your financial difficulties and see you supernaturally romove the spirits that bind you in your situation.
We first stand in the gap for you in prayer, asking the Lord to relieve your burden of debt. We pray that the Lord will guide you to sources of income that will help you settle your debts according to the promises in the Bible. "Give to everyone who asks you, and don't turn away from him who desires to borrow from you." - Matthew 5:42
We find in the Bible that we are commanded not to owe anyone anything. The very fact that you are burdened with this is an indication at the possibility of a disobedience to God's direction and will.
For example, Deuteronomy 28:12 says, "You are to open your hand to your brother, to your needy, and to your poor, in your land." This points out the need to help and assist your brothers and sisters in need, but nothing about borrowing and owing money is stated in the Bible. In Romans 13:8, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." We are to have a responsibility for our situation and also to provide for others. You are obviously in need now. But, putting yourself in a place of burden and bondage, was a wrong decision and required disobedience to Scripture. Let's recognize that and be aware of this kind of disobedience in the future. Repent for this mistake and move on.
We are to work hard, and humbly allow ourselves to be burdened to help feed and clothe ourselves and family, also giving to the community and the church. This situation seems to turn that principle around onto ourselves rather than being generous to others.
Please, seek God's leading about every decision and burden going forward so as not to create financial bondage and debt in the future. Even as the Apostle Paul was content no matter what. He found that he could live content in a bad situation or a good situation. Being content is a work of the Spirit in us leading to maturity in Christ.
We continue to intercede for you, Precious, and we ask that God's blessing will cover your life. "Be anxious for nothing, but in everything by prayer and petition with thanksgiving, let your requests be made known to God. And the peace of God, which surpasses every understanding, will guard your hearts and your thoughts in Christ Jesus. Finally, our beloved friends, whatever is true, whatever things are honest, whatever things are just, whatever things are pure, whatever things are lovely, whatever things are of good report, if there is any virtue, and if there is any praise, think about these things." - Philippians 4:6-9
In Jesus' name, just as we see in the Bible, we are witness to God's miraculous provision and we believe your Lord will turn your situation around for your good and His glory. Seek first the kingdom of God. He will guide you to jobs, opportunities, or even bless you directly to meet your needs. Pray also for those from whom you have borrowed so they also may be blessed.
Please, return to God and His principles. Seek a Christian Financial Planner. The [National Association of Christian Financial Consultants is a resource in many areas.](https://nacfc.org/p/MemberSearch) for you. We intercede for you about seeking God's leading and not owing anything. Jesus, Precious needs a change. She needs guidance and provision from God Himself. Intercede for Precious Juma, Lord Jesus. Rise up, Lord Jesus, and help her in a powerful way.