We understand that you are facing financial challenges and seeking a breakthrough to pay back loans. We want to encourage you and pray with you, but first, we need to address a few things according to biblical principles.
Firstly, it's important to acknowledge that we should not borrow money. If we do borrow money then it should be only with a 100 percent guarantee of repayment and without charging interest. However, there are several places in scripture that prohibit lending with interest or any form of usury. In these cases, borrowing should not have happened. In scripture we are encouraged to rather sell our possessions or live in poverty rather than borrow money. Also, we are also told that we are to give to those in need without expecting anything in return. Also, we are instructed to lend expecting nothing in return. Finally, it is forbidden to charge interest on money lent to our brothers in Christ or in need.
Now, let's look at what the Bible says about debt and financial management.
Romans 13:8 WEB "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."
Proverbs 22:7 WEB "The rich rule over the poor, and the borrower is servant to the lender."
These verses remind us that being in debt can make us servants to the lender, and we should strive to be free from debt, owing nothing but love to our neighbors. Also, these verses remind us that the borrower is servant to the lender.
Now let's pray together for your situation:
"Father, we come before you in the name of Jesus, lifting up Bonfur's financial situation. We ask that you provide the necessary funds to pay these debts. We pray that Bonfur seeks your wisdom in managing finances and lives within your principles for financial stewardship. We pray that the loans will be repaid with no interest.
We rebuke any spirit of poverty and debt, and we declare financial freedom and provision in Jesus' name. We also pray that Bonfur finds a godly spouse that is also a Christian believer. Help Bonfur to be financially responsible, to seek first Your kingdom, and to trust in Your provision. We thank you that you can turn around this situation and provide an abundance of blessings for Bonfur. We also pray that Bonfur will receive the taught word, and be a doer of the word, and not just a hearer only. We pray that Bonfur receives your word with meekness, so that he may receive the word implanted, which is able to save his soul. We pray all of this in the precious name of our Lord and Savior, Jesus Christ. Amen."
Bonfur, remember that God is faithful and will provide for your needs according to His riches in glory. Trust in Him, and He will direct your paths. Also, remember that this life is but a vapor, and that we should lay not up for ourselves treasures upon earth. For where our treasure is, there our heart will be also. It is also important to remember that we cannot serve God and money. We can only serve one master. You must love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind. We must seek first the kingdom of God, and his righteousness; and all these things shall be added unto you. We cannot serve God and money. Lastly, remember that we must be forgiving of others, so that our Father which is in heaven may forgive us our debts. However, this does not apply to any debts that we owe to others. These must be paid.