We understand that you are facing financial struggles and seeking God's intervention for your refinancing process. Firstly, we commend you for approaching the throne of grace in Jesus' name, as it is only by His name that we have access to God. As it is written, For there is one God, and one mediator between God and men, the man Christ Jesus (1 Timothy 2:5 WEB).
In times of financial need, it is essential to remember that God is our provider and that He cares for our needs. As it is written, Therefore I tell you, do not be anxious about your life, what you will eat, or what you will drink; nor about your body, what you will put on. Isn't life more than food, and the body more than clothing? ...For your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well (Matthew 6:25, 32-33 WEB).
However, it is crucial to align our desires with God's will and timing. While you have prayed for immediate relief, consider that God's timing may differ from yours. He might allow trials to strengthen your faith and draw you closer to Him. As it is written, Count it all joy, my brothers, when you fall into various temptations, knowing that the testing of your faith produces endurance. (James 1:2-3 WEB).
Moreover, it is commendable that you have asked for forgiveness, as it is essential to come before God with a clean heart. However, ensure that you also extend forgiveness to others, as Jesus taught us to pray, Forgive us our debts, as we also forgive our debtors (Matthew 6:12 WEB).
Let us pray together for your situation:
Heavenly Father, we come before You in Jesus' name, lifting up our brother/sister who is in need of financial assistance. Lord, we ask for Your will to be done in their refinancing process, and that You provide for their needs according to Your riches in glory. Strengthen their faith in this trial, and help them to trust in Your perfect timing. In Jesus Christ name. Amen.