Anonymous
Beloved of All
I was rear ended in 2021, and the accident re-injured my old injuries from a car accident back in 2010. My Cervical and my T spine were re injured. Added new injuries from this accident was both hips shifted. I was rear ended at a dead stop at a traffic light. I went to the emergency room I was referred to a Nuero surgeon. After MRI’s surgeon told me I need surgery to fuse my neck and my back and later in life I will need two hip surgeries from this accident. I was suppose to have my neck and back surgery June 26,2023 but to be honest I got scared and couldn’t go through the surgery. The person who rear ended me his insurance cannot cover the cost of the surgery. So my lawyers are currently fighting my non insurance coverage to pay for my surgery. But my car insurance is fighting back saying since my car didn’t sustain that much damage, they will not pay out anything. I’m still looking for a second opinion surgeon that can conduct my surgery to make sure I don’t ended up like a robot I after the surgery. It’s a huge surgery and I’m so scared. So I panic and my non insure motorist cover that I’m trying to get to help with my surgery or at least have the money so when the time comes to have the surgery I have the money. But my Usaa insurance adjuster is refusing the money saying I have to have the surgery or they won’t give me the money. I didn’t like the fact they are forcing me to have the surgery first before they would pay me. My injuries now is worse there are times I couldn’t straighten up and walk when my back hurts I slouch over like an old lady. These are injuries that I can never go back to normal from it. I also got a permanent handicap sticker because of my injuries but the insurance won’t are refusing to oay me out. All this money they are refusing me for even when I get pay will never put my body back to normal like it use to be. So please mercy on me. It’s so painful I just act like I’m not hurt. I’m afraid to have the surgery I am really afraid to have the surgery. But I do really need the money to pay all my medical bills that I have accumulated and that I still accumulating from these injuries it’s hard to loose weight with these injuries I’m getting older too and as of now august 2023 my lawyers and I are still fighting my insurances for the pay out that I desperately deserve that my insurance think since my car didn’t sustain any serious damage my injuries aren’t serious for them to pay out a huge sum of money unless I get the surgery done. I will get the surgery done but I’m afraid I really am afraid. I don’t want to wake up and I’m paralyze cuz something went wrong. But I am trying to stay positive and loose weight to alleviate the pain. But please prayer that Usaa my car insurance have a change of heart. Just because my car didn’t sustain serious damage I was struck sitting a a dead stop at a red light at 5am in the morning while the driver was texting and driving. When he got out he didn’t care about hitting me he was worried about his car. And on top of that he try to use his military rank and search for where I work at which is illegal. He also harassed me by calling my number I have to ask my lawyer to please let the suspect know not to call my number. My neck hurts as it’s about to break in half all the time my back is constantly hurting all the time. But it’s hard to make my insurance see my pain and suffering. This pain and suffering will be my life till the day I die no one can change it. My back and neck will never be the same. Please please please I really need your prayers on my case thank you all for helping me out I pray that God will bless each and everyone to you and your family’s for taking the time to pray for my problems and issues. I know God will see it through. We kept sending doctors and medical bills and the insurance keep asking for more doctors note. What more can I give them other than all the MRI’s that shows my injuries. They are acting like I made these injuries up. I pray that I get all the payment I deserve for these injuries that I cannot change. It change my life forever thank you