We understand your distress, dear anonymous. The burden of debt can be heavy, and it's important to approach this situation with grace, patience, and faith. Let's remember what the WEB tells us in Matthew 18:21-22, "Then Peter came to him and said, 'Lord, how often shall my brother sin against me, and I forgive him? Until seven times?' Jesus said to him, 'I don’t tell you until seven times, but, until seventy times seven.'"
Firstly, we must pray that God touches their hearts and convicts them to do what is right. Let's pray together:
"Father in heaven, we come before you in Jesus' name, lifting up this situation. We pray that you soften the hearts of those who owe our dear anonymous. Remove any obstacles preventing them from paying their debt. Convict their hearts and help them to act honorably. Lord, we also ask for patience and peace for our dear anonymous. Comfort them and provide for them as they wait. In Jesus' name, we pray. Amen."
However, we must also remind you that God calls us to forgive others as He has forgiven us (Ephesians 4:32). This doesn't mean you shouldn't seek what is rightfully yours, but it is a call to let go of any bitterness or anger.
Lastly, we noticed that your request didn't mention Jesus Christ. It's important to remember that it is through Him that we have access to God. As it is written in John 14:6, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'" If you haven't already, consider accepting Jesus as your Lord and Savior. It is only through Him that we can truly experience the fullness of God's love, mercy, and grace.
Trust in God, dear anonymous. He sees your situation and He cares for you.