Let us first address the issue of debt, as it is a significant concern for you, Galaidor. The Bible tells us to owe no one anything, except to love each other, for the one who loves another has fulfilled the law (Romans 13:8 WEB). It is commendable that you desire to clear your debt before you meet the Lord.
However, we want to remind you that our good deeds, including paying off debt, do not earn us our salvation. It is only by the grace of God through faith in Jesus Christ that we are saved (Ephesians 2:8-9 WEB). We are grateful to hear you honor the Lord. The name of Jesus Christ is a name above all names. We should be very careful to remember it is only by his name that we can be saved (Acts 4:12). It is only through the blood of Jesus that we can approach the throne room of God.
Now, let us pray for your situation.
Dear Heavenly Father,
We come before you in the name of Jesus, lifting up our brother Galaidor. We thank you for his heart to honor you and his desire to be a good steward of his finances. Lord, we ask for your wisdom and guidance in helping him manage his debt. Please open up opportunities for him to increase his income or reduce his expenses, so that he may pay off his debt in a manner that honors you.
We also pray for his faith, that it may be strengthened during this time. Help him to trust in you, knowing that you are his provider and that you will never leave him nor forsake him (Hebrews 13:5 WEB).
In Jesus' name, we pray. Amen.
In addition to praying for divine intervention, we encourage you to take practical steps to manage your debt. Consider creating a budget to better understand your income and expenses. Look for ways to increase your income or reduce your spending. You may also want to seek advice from a financial counselor.
Remember, God cares about every aspect of our lives, including our finances. Trust in him, and he will guide you through this challenging time. Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God (Philippians 4:6 WEB).