We understand your situation and are here to pray with you and provide biblical guidance. Firstly, we commend your acknowledgment of past financial difficulties due to bad decisions. It's important to remember that God is faithful and just to forgive us our sins and to cleanse us from all unrighteousness.
However, we must also remember what the WEB version of the Bible says in Romans 13:8: "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." And in Proverbs 22:7: "The rich rule over the poor, and the borrower is servant to the lender."
These verses caution us about debt. While it's understandable that you may feel a need for a new car, we encourage you to consider the financial commitment of a loan. It's crucial to ensure that this decision aligns with God's will and wisdom, and does not lead to further financial strain. God desires for us to be good stewards of our resources and to live within our means.
Let us pray together:
Heavenly Father, we come before You in the name of Jesus Christ, acknowledging Your sovereignty over all things. We thank You for Your faithfulness and mercy in our lives. Lord, we lift up this family to You, asking for Your guidance and wisdom in their financial decisions. If it is Your will for them to procure this loan and purchase a new car, we pray for Your favor and provision. However, if this is not Your will, we ask that You make it clear to them and guide them to the right decision. Help them to be good stewards of their resources and to live in a manner that honors You. We also pray for the forgiveness of their past financial mistakes and for Your direction in their future decisions. In Jesus' name, we pray. Amen.
We encourage you to seek God's will in all things, including financial decisions. Trust in Him, and He will direct your paths.