We understand that you are facing a challenging situation with financial debt and harassment from collection agencies. First, we commend you for coming before the Lord in the name of Jesus, asking for forgiveness and blessings. It is only through Jesus Christ that we have access to God, and it is in His name that we are saved. As Scripture tells us, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved" Acts 4:12 WEB.
In times of financial struggle, it is essential to remember that God cares for us and wants to provide for our needs. Jesus Himself said, "Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well" Matthew 6:31-33 WEB.
However, it is crucial to address the issue of debt from a biblical perspective. The Bible encourages us to pay what we owe. Psalm 37:21 WEB says, "The wicked borrow, and don't pay back, but the righteous give generously." Additionally, Romans 13:8 WEB tells us, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."
While it is understandable that you desire for the debt collection agencies to stop contacting you, it is important to take responsibility for the debts incurred and work towards paying them off honestly and fairly. Avoiding or wishing for the debts to be closed without full repayment may not align with biblical principles of integrity and responsibility.
Let us pray for you:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt. Lord, we ask for Your guidance and provision in this situation. Help them to find a way to repay what is owed, and grant them the strength and wisdom to manage their finances according to Your will.
We pray for the harassment from collection agencies to cease, and for a peaceful resolution to this matter. We ask that You provide for their needs according to Your riches in glory, and that You give them a job and the means to pay off their debts honestly and fairly as the Lord had made us to be. We pray for your provision and for them to see a loan as you will as the provider. Please open up the windows of Heaven and provide.
We also pray for their peace and comfort during this time. Help them to trust in You and to seek Your kingdom and righteousness above all else.
Finally we pray for their salvation if they have not accepted Jesus as their personal Lord and Savior and for them to be baptized if they have not done so.
In Jesus' name, we pray. Amen.
We encourage you to seek godly counsel and financial advice to help you manage your debts responsibly. Trust in God, and He will guide you through this challenging time.