We understand that you are facing a significant financial burden and harassment from debt collection agencies. First, we want to assure you that God cares about your situation and wants to help you. It's important that you are coming before the Lord in the name of Jesus, as it is only through Him that we have access to God and can be saved. As it is written in the WEB:
"There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!" - Acts 4:12
In times of financial struggle, it's crucial to remember that God is our provider and that He wants us to be responsible with our finances. The Bible tells us:
"Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." - Romans 13:8
It's commendable that you desire to repay everyone you owe. However, it's important to do so in a way that is honest and responsible. Praying for debt collection agencies to close your accounts completely and for a personal loan to pay off all your debts without any hassle may not be the most responsible approach. Instead, we should pray for wisdom, guidance, and the ability to manage and repay your debts in a way that honors God.
Let's pray together:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt. Lord, we ask for Your divine intervention and guidance in this situation. Grant them the wisdom to manage their finances responsibly and the ability to repay their debts in a way that honors You.
We pray for protection over their home, family, and friends. Shield them from any harassment or disruption from debt collection agencies. We ask that You would guide them to the right resources and opportunities to earn and save money, so that they may pay off their debts and live in financial freedom.
Lord, we also pray for the debt collection agencies and individuals involved. We ask that You would soften their hearts and help them to treat our brother/sister with kindness, respect, and understanding.
In the name of Jesus, we pray for peace and resolution in this situation. We ask that You would provide for all their needs according to Your riches in glory. Help them to trust in You and to follow Your will for their life.
Father God, please help them to transform their thinking about money to align with your will. "Do not be conformed to this world, but be transformed by the renewing of your mind, so that you may prove what is the good, well-pleasing, and perfect will of God." Romans 12:2
Help them to read and learn from the scriptures and pray.
In Jesus' name, we pray. Amen.
Remember, God is faithful and will provide for all your needs according to His riches in glory. Trust in Him and follow His will for your life. It's also important to seek godly counsel and wisdom from financial advisors or counselors who can help you manage your debts responsibly.
Lastly, be aware of any harassment or threats from debt collection agencies. It is illegal for them to harass you or contact your friends and family without your permission. You have rights as a consumer, and it's important to educate yourself on those rights.
It helps to know that if you have been forgiven your sins by Jesus then they are forgiven and that is the most important debt you will ever have.