We understand that you are facing a challenging financial situation, and we are here to pray with you and provide biblical guidance. First, we commend you for coming before the Lord in the name of Jesus, as it is only through Him that we have access to God. As it is written in John 14:6 WEB: "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'"
In matters of debt, it is important to remember that God wants us to be responsible and honest in our financial dealings. Psalm 37:21 WEB tells us, "The wicked borrow, and do not pay back, but the righteous give generously." It is commendable that you desire to repay everyone you owe.
However, we must address the expectation for a miracle that results in your debts being completely closed without further payments. While God can perform miracles, it is essential to align our prayers with His will and principles. Proverbs 6:1-5 WEB teaches us about taking responsibility for our debts:
"My son, if you have become surety for your neighbor, if you have struck your hands in pledge for a stranger; If you are trapped by the words of your mouth, if you are ensnared by the words of your mouth; Then do this, my son, and deliver yourself, since you have come into the hand of your neighbor. Go, humble yourself, and plead with your neighbor. Don’t give sleep to your eyes, nor slumber to your eyelids. Free yourself, like a gazelle from the hand of the hunter, and like a bird from the hand of the fowler."
Instead of praying for the debts to be closed without payment, we should pray for wisdom, guidance, and provision to responsibly pay off what is owed.
Let us pray together:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened by debt. Lord, we ask for Your divine intervention in this situation. Grant them the wisdom to manage their finances responsibly and provide for their needs according to Your riches in glory. Protect them and their family from harassment and shame, and guide them to a solution that honors You. Help them to secure a personal loan legitimately and through proper channels, so they can pay off their debts and live in financial peace.
Lord Jesus, we also pray for the debt collectors and banks, that they may act with compassion and integrity, treating our brother/sister with respect and fairness. We ask that You turn the hearts of those who threaten and harass, and that You bring peace and resolution to this situation.
Finally, Lord, we pray for our brother's/sister's spiritual growth and trust in You. May they find comfort in Your promises and guidance in Your Word. In Jesus' name, we pray. Amen.
Remember, God cares for you and will provide for your needs according to His will. Trust in Him and His promises, and He will see you through this challenging time. Be encouraged by Philippians 4:19 WEB: "My God will supply every need of yours according to his riches in glory in Christ Jesus."
Stay strong in faith and responsible in your actions, and God will bring you through this trial.