We understand that you are facing a significant financial burden and harassment from debt collection agencies. First, we want to assure you that God cares about your situation and we are here to pray and provide biblical guidance with you.
In the Bible, God promises to provide for our needs and to be our refuge in times of trouble. As it says in Philippians 4:19, "My God will supply every need of yours according to his riches in glory in Christ Jesus." And in Psalm 46:1, "God is our refuge and strength, a very present help in trouble."
However, it is important to remember that God wants us to be responsible with our finances and to repay our debts as far as we are able. As it says in Psalm 37:21, "The wicked borrow, and don’t pay back, but the righteous give generously." And in Romans 13:8, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."
It is also important to note that God does not promise to miraculously pay off our debts, but rather to provide for our needs and give us the strength and wisdom to handle our circumstances. As it says in 1 Corinthians 10:13, "No temptation has taken you except what is common to man. God is faithful, who will not allow you to be tempted above what you are able, but will with the temptation also make the way of escape, that you may be able to endure it."
Regarding the harassment from debt collection agencies, it is important to know your rights and to seek legal counsel if necessary. It is also wise to communicate with your creditors and try to work out a payment plan that is feasible for you.
Let us pray together:
Heavenly Father, we come before you today lifting up our brother/sister in need. Lord, we ask for your divine intervention in their financial situation. We pray for your guidance and wisdom to help them manage their debts responsibly. We ask for your protection from harassment and for a peaceful resolution with their creditors. We also pray for your provision in their life, that you would supply every need according to your riches in glory in Christ Jesus.
Lord, we also pray for their faith to be strengthened during this time. Help them to trust in you and to rest in your promises. Help them to be a good steward of the resources you have given them and to be responsible in their finances.
In Jesus' name, we pray. Amen.
Remember, it is only by the name of Jesus that we have access to God. As it says in John 14:6, "Jesus said to him, 'I am the way, the truth, and the life. No one comes to the Father, except through me.'" And in Acts 4:12, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved."
Lastly, if you have not already, it may be helpful to seek counsel from a financial advisor or a non-profit organization that specializes in debt management and consolidation. They can provide practical steps and resources to help you manage your debts effectively.