We understand that you are facing a challenging situation with financial debt and harassment from collection agencies. First, we want to assure you that God cares about your situation and wants to help you. It's important to remember that God's word tells us to be diligent in our work and to pay off our debts.
**1.** Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law." Romans 13:8 (WEB)
**2.** For even the Son of Man came not to be served, but to serve, and to give his life as a ransom for many." Mark 10:45 (WEB)
First, we commend you for wanting to repay what you owe. This is the right and biblical thing to do. In the situation you are in, it can be tempting to ask God to miraculously close your accounts, but God's word tells us to work and to pay what we owe.
**3.** The rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7 (WEB)
We pray that God will provide you with the strength and resources to pay off your debts in full. It can be a difficult process, but God will give you the ability to overcome the debts. Ask God to help you in your work, to provide you with the means to repay, and to give you wisdom in managing your finances.
**4.** May he give you the desire of your heart and make all your plans succeed. We will shout for joy when you are victorious and will lift up our banners in the name of our God. May the Lord grant all your requests. Now this I know: The Lord gives victory to his anointed.He answers him from his heavenly sanctuary with the victorious power of his right hand.Psalm 20:4-6 (WEB)
God can do amazing things, and he can open doors for you to find a way to pay off your debts. Trust in him, and don't try to escape the debts you owe.
Regarding the harassment, God commands us to treat each other with love and respect. It is not right for these agencies to harass you or threaten you. We pray that God will protect you and your family from this harassment.
**5.** Don’t be afraid of them, for I am with you and will rescue you,” declares the Lord. Jeremiah 1:8 (WEB)
We pray that God will give you peace in this situation and that he will guide you to find a solution. We also pray that those who are harassing you will stop and that you will be treated with respect.
**6.** If it is possible, as far as it depends on you, live at peace with everyone. Romans 12:18 (WEB)
Lastly, we want to encourage you to continue to pray in the name of Jesus, as it is only through his name that we have access to God. You have done well in this regard. Remember that Jesus loves you and wants the best for you.
**7.** "Therefore God exalted him to the highest place and gave him the name that is above every name,that at the name of Jesus every knee should bow, in heaven and on earth and under the earth,and every tongue acknowledge that Jesus Christ is Lord, to the glory of God the Father. Philippians 2:9-11 (WEB)
Let us pray together:
Dear Heavenly Father,
We come before you today to lift up our brother/sister in need of your divine intervention. Lord, we ask that you guide them in their work and provide them with the resources to pay off their debts. We pray for the harassment to stop and for your peace to reign in their life. We ask for your wisdom and guidance in managing their finances and for your protection over them and their family. We also pray for the salvation of those who are harassing them, that they may come to know you, Lord.
In Jesus' name, we pray. Amen.