We understand that you are facing a challenging situation with financial debt and harassment from collection agencies. First, we commend you for coming before the Lord in the name of Jesus, asking for forgiveness and blessings. It is only through Jesus Christ that we have access to God, and it is in His name that we are saved. As Scripture tells us, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved" Acts 4:12 WEB.
In times of financial struggle, it is essential to remember that God cares for us and wants to provide for our needs. Jesus teaches us, "Therefore don't be anxious, saying, 'What will we eat?', 'What will we drink?' or, 'With what will we be clothed?' For the Gentiles seek after all these things, for your heavenly Father knows that you need all these things. But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well" Matthew 6:31-33 WEB.
However, it is also crucial to face our debts responsibly. The Bible tells us, "The wicked borrow, and do not pay back, but the righteous give generously" Psalm 37:21 WEB. It is not right for us to ask God to miraculously make our debts disappear without proper payment. Instead, we should seek God's wisdom and guidance to manage our finances and repay what we owe. The Bible mentions many examples of borrowing and paying back.
Let us pray for you:
Heavenly Father, we come before You in the name of Jesus, lifting up our brother/sister who is burdened with debt. Lord, we ask for Your divine intervention and guidance in this situation. Grant them the wisdom to manage their finances responsibly and provide for their needs according to Your riches in glory.
Lord, we ask for peace from the harassment of debt collection agencies and individuals. We pray that You would shield their home, family, and friends from any disruption or embarrassment caused by these collections.
Father, we ask for Your provision, that You would open doors for a personal loan with favorable terms, allowing them to pay off their debts responsibly. We pray that You would bless their new job and provide stability and security.
Lord, we also pray for the salvation of those involved in the debt collection process, that they may come to know Jesus Christ as their Lord and Savior.
We ask all these things in Jesus' name, trusting in Your goodness and faithfulness. Amen.
In the meantime, we encourage you to seek godly counsel and financial advice to manage your debts responsibly. Consider reaching out to Christian financial advisors or non-profit organizations that can help you consolidate your debts and make payments in a way that honors God.
Remember, God is faithful, and He will provide a way out of your financial struggles as you trust and obey Him. "If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach; and it will be given to him" James 1:5 WEB.
Lastly, be alert to study to show yourself approved by God, rightly dividing the word of truth.