We understand that you are facing a significant financial burden and harassment from debt collectors, which is causing stress and concern for you and your family. First, we want to assure you that God cares about your situation, and we are here to pray and provide biblical guidance with you.
In the Bible, God promises to provide for our needs and to be our refuge in times of trouble. As it says in Psalm 50:15, "Call on me in the day of trouble. I will deliver you, and you will honor me" (WEB). Also, in Matthew 6:25-34, Jesus teaches us not to worry about our lives, what we will eat, or what we will wear. He reminds us that our heavenly Father knows that we need all these things and that we should seek first God's Kingdom and his righteousness, and all these things will be given to us as well. This does not mean that we will not have any financial problems, but that we can trust that God will provide for us.
However, we must also remember that God's word teaches us to be responsible with our finances and to pay our debts. In Psalm 37:21, it is written, "The wicked borrow, and do not pay back, but the righteous give generously" (WEB). Also, in Romans 13:8, the Apostle Paul writes, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law" (WEB).
While it is understandable that you desire for the debt collection agencies to close your accounts completely and for the harassment to stop, it is important to recognize that we must take responsibility for our debts and make efforts to repay them. Avoiding or hoping for the debt to disappear is not a biblical solution. Instead, we should seek God's wisdom and guidance in managing our finances and repaying our debts.
We also want to address the concern that the presence of debt collectors may disrupt your peace and potentially jeopardize your new job. While we understand this concern, we encourage you to trust in God's protection and provision. As it says in Isaiah 26:3, "You will keep him in perfect peace, whose mind is stayed on you, because he trusts in you" (WEB).
Regarding your request for a personal loan to pay off your debts, we encourage you to pray for God's wisdom and guidance. It is important to ensure that taking on more debt will not lead to further financial difficulties. As written in Romans 13:8, stated above, we are to owe no debt but to love one another.
Let us pray together:
Heavenly Father, we come before you in the name of Jesus, lifting up our brother/sister in need of your divine intervention and guidance. Lord, we ask for your forgiveness of all sins and your blessings upon this situation. We pray for your wisdom and guidance in managing the debt and for your provision in repaying what is owed. We ask for your protection over our brother/sister and their family, and for your peace to guard their hearts and minds. Lord, we pray for the harassment from debt collectors to cease, and for a resolution to this financial burden. We ask for your will to be done in this situation, and for your glory to be revealed. In Jesus' name, we pray. Amen.
Lastly, we encourage you to seek godly counsel and professional financial advice to help you manage your debts and make informed decisions. Trust in God's provision and guidance, and remember that he is faithful to provide for our needs according to his riches in glory in Christ Jesus in Philippians 4:19, WEB.
Hello everyone! Let's lift up 
