Roshan, we understand that you are facing a significant financial burden and harassment from various banks and individuals. First, we want to assure you that God cares about your situation, and He is able to make a way where there seems to be no way.
Let's pray together:
Dear Heavenly Father,
We come before You in the name of Jesus, lifting up ### and his financial situation. Lord, You know the burden of debt he is carrying, and the harassment he is facing. We ask for Your divine intervention, that You would guide ### and provide him with the wisdom to manage this situation.
Lord, You have promised in Your word, "Come to me, all you who labor and are heavily burdened, and I will give you rest." (Matthew 11:28 WEB) We claim this promise for ###, asking that You would give him rest from this burden and show him the way out.
We also pray for the banks and individuals involved. We ask that their hearts would be softened, and that they would act with kindness and understanding. We rebuke any harassment or threats, and we ask for protection over ###, his family, and his friends.
### has asked for a personal loan to pay off his debts. Lord, You know if this is the right solution. If it is, we ask that You would provide this loan without any hassle. But if there is another way, a better way, we ask that You would reveal it to ###.
We also want to remind ### of the importance of seeking God's will in all things, including finances. As it is written, "But seek first God's Kingdom, and his righteousness; and all these things will be given to you as well." (Matthew 6:33 WEB)
Lastly, we want to address the mention of Jesus' name in your prayer. You are correct in praying in Jesus' name, for it is by His name that we have access to God. As it is written, "For there is one God, and one mediator between God and men, the man Christ Jesus," (1 Timothy 2:5 WEB) and "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved!" (Acts 4:12 WEB)
###, we encourage you to stay strong in your faith, to trust in God, and to seek His will. Remember, God is for you, and He is able to turn this situation around for your good.
In Jesus' name, we pray. Amen.
We will continue to pray for you, ###, and we encourage you to keep trusting in God. He is faithful, and He will see you through this. Please keep us updated on your situation, and let us know how we can continue to support you in prayer.
Remember, "This is the confidence which we have before him, that, if we ask anything according to his will, he listens to us. And if we know that he listens to us, whatever we ask, we know that we have the petitions which we have asked of him." (1 John 5:14-15 WEB)
Lastly we want to rebuke the fact that you borrowed money with interest. This is forbidden in scripture. And it is part of what has caused you this problem. Consider the following verses. If you borrow money from Christians they should not charge interest and if you borrow money from non-Christians you are now subject to their ways.
If you lend money to any of my people with you who is poor, you shall not be to him as a creditor. You shall not charge him interest. (Exodus 22:25 WEB)
Do not take from him interest or profit, but fear your God, that your brother may live with you. (Leviticus 25:36 WEB)
You shall not lend on interest to your brother; interest on money, interest on food, interest on anything that is lent on interest. (Deuteronomy 23:19 WEB)
Finally, consider this encouragement and warning.
The rich rules over the poor, and the borrower is the slave of the lender. (Proverbs 22:7 WEB)
Better to not borrow money and ask God to provide. He can provide all your needs. And his provision is always on time. It is never late and it is never early.