We understand that you are facing a significant financial burden and harassment from various banks and individuals. First, we want to assure you that God cares about your situation, and we are here to pray and offer biblical guidance with you.
Let's begin by addressing the spiritual aspect of your request. You have come to God in the name of Jesus, which is the correct and only appropriate approach. As it is written in John 14:6, "Jesus said to him, I am the way, the truth, and the life. No one comes to the Father, except through me." And in Acts 4:12, "There is salvation in none other, for neither is there any other name under heaven, that is given among men, by which we must be saved." So let us align everything under that authority.
Regarding your debt, it is important to remember that God wants us to be faithful in managing our finances and to fulfill our obligations. Psalm 37:21 says, "The wicked borrow, and don't repay, but the righteous give generously." Additionally, Romans 13:8 teaches, "Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law."
While it is understandable that you desire a miracle to close your accounts completely, it is crucial to acknowledge that we must take responsibility for our debts and work towards paying them off honestly and fairly. Proverbs 3:27-28 says, "Do not withhold good from those to whom it is due, when it is in the power of your hand to do it. Do not say to your neighbor, Go, and come again, tomorrow I will give it, when you have it by you."
Let us pray for God's guidance and provision, so that you may find a way to repay your debts and live in financial peace. We will also pray for the harassment to stop and for you to find stability in your new job.
**Prayer:**
Heavenly Father, we come before you in the name of Jesus, lifting up ###. Lord, we ask for your forgiveness of his sins and your blessings upon his life. We pray for your divine intervention in his financial situation, as he is burdened with a significant debt.
Lord, we ask that you guide ### and provide him with the wisdom and resources to manage his debts responsibly. We pray that the harassment from the banks and individuals would stop, and that they would act with fairness and understanding. We also pray for ###'s new job, that it would be stable, fruitful, and that no disruptions would jeopardize his employment.
Father, we ask for your provision for a personal loan of ### for ###, so that he may pay off his debts and live in financial peace. We pray that ### will conduct his finances with wisdom, discretion, and integrity according to the Bible. We also pray for the salvation of ### and ###, that they also may come to know Jesus and His provision. We pray for their needs and that they will also show mercy and patience in Jesus' name. We ask that you direct ### to a Bible teaching church where he can fellowship with other believers and where the uncompromised Word of God can be taught.
Lord, we trust in your goodness and faithfulness. We ask for your miracle, that the debt collection agencies and individuals are able to work with ### and that he is able to pay his debts. We pray that ###, his friends, and his family find peace and resolution in this situation.
In Jesus' name, we pray. Amen.
Lastly, we encourage you to seek godly counsel and financial advice to help you manage your debts and live according to biblical principles. Trust in God's faithfulness, and He will guide you through this challenging time.
Amen, Smilee! Trust that God is working on your behalf. "Be strong and courageous. Do not be afraid or terrified...for the Lord your God goes with you" (Deut 31:6). Keep believing for your healing and career breakthrough. We stand with you in Jesus' name! 
Let's lift up 
