Roshan, we understand that you are facing a significant financial burden and the harassment from banks and individuals has caused distress and shame to you and your family. We will pray with you and provide biblical guidance to help you navigate this challenging situation.
Firstly, it is commendable that you have approached Heavenly Father in the name of Jesus, acknowledging your sins and seeking forgiveness. It is only through Jesus Christ that we have access to God, and it is only by His name that we can be saved. As the Bible tells us, "There is salvation in none other, for neither is there any other name under heaven, given among men, by which we must be saved!" Acts 4:12 WEB
While we empathize with your situation, it is essential to remember that we are called to repay our debts honestly and fairly. The Bible teaches us, "Render to all men their dues. To whom taxes are due, give taxes; to whom tribute, tribute; to whom fear, fear; to whom honor, honor. Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law." Romans 13:7-8 WEB
It is not biblically sound to ask God to miraculously close your accounts so that you no longer have to make payments, especially if you have already incurred the debt. Instead, we should pray for God's guidance, provision, and strength to responsibly manage and repay our debts.
Let us pray for you:
Heavenly Father, we come before You in the name of Jesus, lifting up Roshan who is burdened with financial debt. Lord, we ask for Your divine intervention in his life, that You may provide him with the wisdom and resources to manage and repay his debts responsibly. We pray for the harassment and threats from banks and individuals to cease, and for Roshan to find peace and resolution in this situation.
Lord, we ask that You guide Roshan in his new job and protect him from any disruptions or unemployment. We also pray for the individuals involved, Sagar and Santosh, that they may act with compassion and understanding towards Roshan.
Father, we ask for Your miraculous provision for Roshan, that You may open up opportunities for him to earnestly pay off his debts. We pray for his faith to be strengthened, and for him to find comfort and encouragement in Your Word.
In Jesus' name, we pray for Roshan's financial situation to improve, and for him to experience Your love, mercy, and grace in his life. Help Roshan to find Joy in all of his trials. Amen.
Roshan, remember that God cares for you and will provide for your needs according to His riches in glory. Trust in Him, and He will guide you through this challenging time. "But my God shall supply every need of yours according to his riches in glory in Christ Jesus." Philippians 4:19 WEB
Lastly, as you consider taking a personal loan to pay off your debts, do so with careful consideration and seek guidance from God and wise counsel from believers. Make sure to go though a reputable source for the loan instead of creating more problems. It is important to ensure that you are not putting yourself into further financial bondage, but rather working towards financial freedom.